Redefine Lending Excellence for Your Financing Company

MeridianLink offers modern, cloud-based lending solutions for an end-to-end experience without compromise.

Transformative Solutions for the Future of Lending

In the dynamic landscape of lending, strategic technology integration is pivotal. Our comprehensive solutions stand as a transformative force, redefining excellence across all direct and indirect installment loans. We empower financial institutions (FIs) and financing companies to surge ahead of competitors through proactive lending strategies and digital, customer-centric loan solutions, fostering robust growth.

The future of lending is here, and it’s time for institutions to innovate and compete to win.

Women using tablet in brightly lit workspace

Integrated, Automated Efficiency

Transform your loan origination processes with our end-to-end cloud-based solution. From initial application acceptance through processing, real-time decisioning, and compliance checks, the entire lifecycle is efficiently automated and can be seamlessly integrated with various lending portals, core systems, and third-party solutions. This not only expedites the lending process but also minimizes the scope for errors, contributing to enhanced accuracy and supporting your compliance at every step.

hand with pointed finger touching futuristic data screen

Adaptability & Mobility

Flexibility shines with our comprehensive lending platform. Streamlined configuration, data mapping, and rule updates empower you to blend automation, speed, and adaptability to meet modern lending demands seamlessly—without taxing IT resources. With our responsive design and round-the-clock origination capabilities your borrowers and staff will benefit from efficiency and convenience at every stage of the lending journey.

Top down shot of group of workers at a conference table

Diverse Digital Lending Applications

Excel in managing diverse lending needs across indirect, direct, merchant, or unsecured personal loans. Streamline decisioning, promote enhanced dealer connectivity, reduce wait times, and seamlessly integrate back-end products. Enjoy the benefits of 24/7 digital financing options and expedited sales closures. Our solution provides personalized, omnichannel experiences for consumers to transact conveniently, instilling confidence in every step of the lending journey.

man working on laptop in glass enclosed conference room

Unmatched Borrower Experience

Crafting unparalleled experiences is at the core of what we do. Our intuitive solutions serve as a key differentiator for FIs aiming to become preferred lenders. A user-friendly application process, rapid processing, and swift fund disbursal highlight our commitment to helping you evolve alongside your borrower needs. Advanced analytics enable real-time loan data analysis, boosting performance and decisioning so your FI can better serve borrowers and secure a future-proof advantage.

The Statistics Are Clear

Digitization is the future of lending. While manual lending processes are still common, FIs are increasingly prioritizing technology investments to streamline workflows, better serve borrowers, and grow revenue.

Manual Workflows

71% of lending processes remain manual⁽¹⁾

Integration Obstacles

47% encounter interoperability challenges⁽¹⁾

Digital Onboarding

55% are focusing on transforming account opening experiences⁽²⁾

(1) Source: Finastra - (2) Source: CSI

Join our strong network of forward-thinking lenders that trust MeridianLink^® to modernize their digital experience.

[Upon implementing MeridianLink Consumer], we saw record-breaking [credit card application] volumes... Within a normal month, we have maybe three to five hundred applications... [with Consumer, we] had about three thousand [applications] in one month."

Learn how we support the consumer's entire financial journey

read their story

MeridianLink has allowed us to lower our turnaround times to provide quicker responses to our consumers, and it’s allowed us to streamline our processes and gain efficiencies within the institution and overall help grow our consumer portfolio.”

Learn how we support the consumer's entire financial journey

read their story

Best of all, we have been able to continue to grow our portfolio without adding additional employees. All thanks to MeridianLink Consumer’s efficiencies; which has helped us cut costs.”