MeridianLink Business

Optimize business lending processes, digitally engage borrowers, and leverage advanced technology for smart decisioning

Transform Your Business Lending and Gain a Competitive Edge


The ongoing transition to digital channels has created opportunities for financial institutions to serve more business customers, expand market share, and increase revenue at a lower cost. Financial institutions that embark on this strategy to leverage innovations in analytics and data-driven decision-making can gain a decisive competitive advantage in the realm of business lending software.

MeridianLink® Business delivers powerful business lending software solutions for banks and credit unions so they can optimize processes, digitally engage borrowers, and leverage advanced technology for smart decisioning.

Features

Frictionless Digital Lending

From initial interactions with business customers to closing, everything is digital and customized to your organization.

Smart Decisioning

Hundreds of data points and proprietary algorithms leverage machine learning to deliver smart decisions and risk mitigation.

Rapidly Enabled

This platform is cloud-based so you can be up and running in 90 days or less to lend digitally, with no coding required. Business lending software platforms like these streamline operations significantly.

Business Owner Hub

Borrowers access the hub to apply for financial products, check the status of applications, and communicate with staff from any digital device.

Decisioning, Boarding, and Analytics

Benefit from one integrated system with digital tools for application decisioning through boarding.

Everything is online, easily stood-up, and intuitive. The flows make sense and are completely logical for the bank customer and banker. That just makes everyone’s job easier and the experience better.”

Richard Olson, SVP, Envision Bank

MeridianLink Business is a cloud-based lending platform that empowers banks and credit unions to streamline their business lending processes. By digitizing the entire loan lifecycle—from application to closing—it enables financial institutions to engage business borrowers online, make data-driven decisions with advanced analytics, and accelerate funding timelines. The platform features smart decisioning tools, a borrower-friendly Business Owner Hub, and rapid deployment capabilities, all designed to enhance efficiency and competitiveness in business lending.

MeridianLink Business optimizes business lending processes by offering an entirely online, easy-to-launch platform with intuitive, logical workflows. This simplicity benefits both lenders and borrowers, making the lending process smoother, faster, and more efficient for everyone involved. 

Both. MeridianLink Business is built to serve the unique needs of community banks, credit unions, and other financial institutions seeking scalable, digital-first solutions. 

The platform delivers a fully digital, customized experience tailored to your organization—from the borrower’s first interaction through to closing. This seamless digital journey keeps borrowers engaged and simplifies the lending process at every step.

Implementation timelines vary based on your institution’s size, goals, and system complexity. MeridianLink offers flexible support models tailored to your institution’s needs to provide a seamless transition and ongoing success. 

Yes, our platform includes built-in features and a robust network of third-party integrations to support compliance with lending regulations. 

The Business Owner Hub lets borrowers easily apply for financial products, track their application status, and communicate with staff—all from any digital device. This convenient, self-service access keeps borrowers informed and engaged throughout the process, making their experience faster and more seamless.

Absolutely! MeridianLink Business offers flexible customization options, allowing you to configure workflows, rules, and decisioning criteria to match your institution’s unique processes and goals.

MeridianLink Business uses hundreds of data points and proprietary machine learning algorithms to deliver intelligent, data-driven decisions. This approach enhances risk mitigation by providing deeper insights and more accurate evaluations throughout the lending process.

Yes, MeridianLink provides training and support options tailored to your needs. From onboarding to guided setup and continuous optimization support, we offer the tools and expertise you need to fully leverage our lending solutions for ongoing success.

Let’s talk — learn how
you can transform your business lending and gain a competitive edge.

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