MeridianLink Digital Account Opening Solution

Open accounts faster and improve the consumer experience in-branch and online

Industry-Trusted Online Account Opening Software

MeridianLink® Opening unifies deposit account opening and funding for all channels and product types. Designed with credit unions, banks, and digital lenders in mind, it saves operational costs and increases consumer/member satisfaction from application initiation to account creation.  

MeridianLink Opening offers robust functionality ranging from identity verification, OFAC checks, e-signature, switch kits, and core system connectivity. Seamless integrations with MeridianLink® Consumer, MeridianLink® Access, and MeridianLink® Portal allows for deeper consumer relationships with intelligent cross-selling capabilities and a frictionless mobile-first digital experience.


Single Digital Account Opening Platform

All channels consolidated into a single system to improve UX.

Full Deposit Account Suite

Supports all deposit products your
institution offers.

Robust Core System Integration

Integrates with numerous core systems to simplify the process.

Dynamic Workflow

Configure the system to reduce manual work by setting up automation.

Flexible Decisioning

Improve and automate decisioning to ensure applicant quality, faster.

Powerful Configurability

Tailor the application experience to your workflows and products.

MeridianLink Consumer and MeridianLink Opening have been instrumental in growing and helping to retain our memberships.”

Kortney Nipko, Loan Systems Administrator,
America First Credit Union (UT)


Increased Satisfaction

Empower applicants to apply and e-sign documents, while providing instant decisions on deposit accounts and automatically creating core system account records within minutes.

Reduce Churn

Leverage verification products and services to drastically reduce the number of fraudulent applications approved, improving your bottom line and allowing more attention to be dedicated to consumer relationship building.

Increased Revenue

MeridianLink Opening can integrate with the MeridianLink Consumer loan origination system to deepen existing accountholder relationships through cross-selling and core-data integration.


Let’s talk — whether you’re in the preliminary stages of research or looking for detailed answers that may require a demo, our team is always available to discuss your options and how we can help