Mortgage Credit Link is the most versatile, stable and powerful web-based fulfillment hub for consumer data verification.


Streamlined Order Fulfillment

MCL is a plug-and-play order fulfillment hub, simplifying product ordering with an intuitive web interface and integrated tools for order fulfillment.

A one-stop solution for institutions that provide verification services, MCL offers products and services such as trended consumer credit reports and analytics.

All-encompassing Integrations

A comprehensive list of product and service APIs allows for integrations into any application for a seamless experience to eliminate human error and reduce costs.

Take advantage of our growing number of direct integrations into Loan Origination Systems (LOS) and Automated Underwriting Systems (AUS) such as Ellie Mae’s Encompass and Fannie Mae’s Desktop Underwriter.

Making integration into any application a breeze, simple XML APIs are supported by dedicated integration staff.

Management at your command

With a full suite of built-in billing tools, management reports and flexible user account management features, MCL integrates all management operations into a single application.

Management Features

  • End-Users

    Make or schedule automatic credit card or ACH payments directly in MCL

    Easily access information on past account activity including invoices, downloadable reports and spreadsheets

    Use SmartPay to create a customizable consumer-facing lead generation and credit ordering portal

  • Customer Service Team

    Integrated automation tools for task management and communication tools for customer interaction

    Paperless document management with secure document editing and sending abilities directly in the application

    Built-in faxing enables efficient workflows and centralized operations

  • Managers and Administrators

    Easily download reports on sales volume, regional activity, accounting and profitability

    Manage user accounts for ordering and billing preferences, access rights and corporate structures on one easy-to-use page

    Automate the invoicing process and easily export billing data into QuickBooks or other accounting systems

Discover how MeridianLink’s pioneering solutions can improve efficiency and increase your customer satisfaction.

Contact us today for a complete capabilities demonstration and let us show you why our entire suite of innovative services has broad support among leading credit unions, retail banks, consumer reporting agencies and other established financial institutions.
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