Meridianlink Access

Take control of your digital application experience

MeridianLink® Access enhances your application process with faster loan turnarounds, in-application cross-sells, and tools to recover abandoned applications.

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Smarter banking application software that drives results

From intuitive account openings to multi-product loan applications, consumers can complete everything in a single session. Intelligent post-submission logic enables in-app cross-selling, while seamless integrations with online banking, core systems, deposit account opening, and loan origination ensure a smooth, end-to-end experience.

Lending and deposits your way

Scale smarter
with custom applications

Build personalized applications with robust workflows and configurable fields without waiting on requests or lengthy turnaround.

Maintain control with high-level configuration

Easily manage branding, layout, and language through a built-in editor to stay compliant, maintain consistency, and respond to market or regulatory changes with confidence. 

Deliver a consistent experience

Provide consumers with fast, responsive access across all browsers and devices, improving completion rates and strengthening digital engagement at every step. 

Trusted by Community Banks and Credit Unions

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  • tru west credit union logo
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  • OUR Credit Union logo
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benefits

The power of our banking application software

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Accelerate applications with touchless workflows

Let consumers complete applications quickly and on their own time with prefill, document upload, eSignature, and save-and-resume options.

Reach and support applicants anywhere

Deliver a consistent experience that attracts new consumers and supports them throughout their application journey.

Grow lending and deposits faster

Increase conversions and unlock more cross-sell opportunities with pre-approvals and faster decisions that speed up funding.

Recover abandoned applications

Recover more opportunities with reporting that flags incomplete applications so you can re-engage applicants and adjust processes to improve completion rates.

Create and control branded experiences

Easily configure and brand applications to match your institution’s strategy, style, and audience.

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Access faster loan turnarounds, smarter in-app cross-sells, and tools to reclaim abandoned applications

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Onboard more new business, faster

For years, MeridianLink® Portal has powered fast, reliable application processing. Now, MeridianLink Access takes it further as our digital-first, fully configurable banking application software. It provides your consumers with an intuitive front end for account opening and loan applications, while seamlessly connecting to MeridianLink® Consumer and MeridianLink® Opening behind the scenes.  

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Automated funding and disbursements

Quickly deliver funds to consumers with seamless, fully automated processes.

Self-service applications

Applicants can save progress, upload documents, and complete applications in their own time.

In-session signing and verification

Easily capture e-signatures and verify identities during the application process.

Customer success stories

  • 17% increase in deposit account applications

    See how our customer transformed their account opening process with a flexible, personalized experience—cutting abandonment rates and driving more deposit accounts.

    Alabama Credit Union logo
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  • “With Access we can customize our application workflows and create multiple types of application experiences based on our products and where the member is coming in from.”

    3 Rivers Federal Credit Union logo
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Simplify operations with automation and integrations 

MeridianLink Access enhances efficiency across your lending and deposit operation with built-in automation and a powerful network of integrations—helping you move faster, work smarter, and deliver better experiences from start to finish.

  • Automate with intelligence to improve efficiency and eliminate friction on both sides of every transaction.
  • Connect seamlessly to hundreds of trusted third-party solutions that drive acquisition, conversion, and deeper relationships.
  • Harness AI, data, and analytics to power smarter decisions and continuous growth.
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One Powerful Platform

MeridianLink One

Unlock your potential by bringing together digital lending and deposit account opening with targeted engagement, personalized service, and powerful data and analytics—all through one seamless platform.

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Blogs to inform and inspire

MeridianLink Access is a highly configurable, omnichannel point-of-sale (POS) solution designed to elevate consumer engagement throughout digital account opening and loan origination. It streamlines the decisioning process and delivers a seamless, user-friendly application experience—empowering your institution to offer convenience, consistency, and efficiency across every channel. 

MeridianLink Access helps increase conversion rates and engagement by offering intuitive workflows, smart pre-fill, and custom questions designed to guide consumers through completion and increasing product adoption.

Yes. MeridianLink Access includes flexible branding and configuration options, allowing financial institutions to easily customize colors, fonts, language, and workflows to reflect their brand’s unique identity and voice. 

Absolutely! MeridianLink Access is fully responsive, ensuring consumers can access and complete applications smoothly from any device, anytime, anywhere. 

MeridianLink Access integrates seamlessly within the MeridianLink One platform, including our loan origination and deposit account opening solutions and our robust network of MeridianLink Marketplace partners, including core systems, digital banking platforms, fraud, analytics, and other preferred fintech partners. 

Yes! With MeridianLink Access, consumers can apply for loans and deposit accounts through one unified application process, creating a smoother experience and increasing the likelihood of product bundling and cross-selling success. 

MeridianLink Access includes workflow automation, smart pre-fill options, and built-in validation checks to reduce manual tasks and errors—helping staff work smarter and process applications more efficiently. 

With automated funding and disbursements, e-signature capabilities, and in-session ID verification, MeridianLink Access accelerates the funding process, helping you deliver a fast and satisfying experience to your consumers.

MeridianLink Access integrates with trusted identity verification, fraud detection, and document management tools through the MeridianLink Marketplace. These real-time, behind-the-scenes safeguards authenticate identities, detect fraud, and manage sensitive documents—protecting both consumers and financial institutions without disrupting the application flow. 

Yes, MeridianLink Access includes the ability to save and resume applications, as well as autofill for existing account holders.

Yes, MeridianLink Access supports pre-qualification and pre-approval workflows using custom logic defined by your institution. This automation enables faster decisioning and helps identify cross-sell opportunities early in the consumer journey.

MeridianLink Access provides a fully automated system with configurable logic, enabling institutions to manage user permissions and tailor digital workflows. This provides a consistent, convenient application experience across all channels to better serve consumers.

Yes, MeridianLink Access allows you to build custom applications and customize fields to fit specific audiences. It supports multiple application offerings for a single financial product, helping you deliver personalized, streamlined experiences for both consumers and small businesses.

Yes, MeridianLink Access supports Single Sign-On (SSO) to simplify and secure the process across deposit and loan application experiences. With SSO, account holders can easily apply for additional products without needing to re-enter their information, reducing friction and encouraging deeper engagement with your financial institution.