MeridianLink DecisionLender

Automate and streamline your finance company’s digital lending operations

MeridianLink® DecisionLender® automates the loan origination process for direct and indirect installment loans, enabling your consumers to receive automatic pre-approvals upon submitting a digital credit application. Increase market reach, improve your consumer experience, and streamline the approval process within a single, user-friendly software—all with minimal need to pull valuable IT resources.

Fuel Lending Portfolio Growth

Quickly adapt to an evolving marketplace with DecisionLender, a cloud-based consumer loan origination system (LOS) designed with financing companies in mind.

MeridianLink DecisionLender features:

  • Automated processes for many loan types
  • Instantly update processes & workflows
  • Responsive design for use on any mobile device
  • Intuitive, streamlined flow for an optimized consumer experience

Serving a Variety of Digital Lending Applications

Indirect Automotive

Streamline decisions and operations to become more competitive and connected to your dealers through major dealer portals with frictionless lending procedures.

Direct Automotive

Reduce wait times, incorporate your own back-end products to protect collateral, and give your consumers peace of mind when purchasing or refinancing vehicles.


Offer your point-of-sale vendors the opportunity to finance their specialty items or services in a 24/7 digital world and close the sale quicker.

Unsecured Personal

Provide personalized and qualified loan offers to your consumers with an omnichannel experience to conduct business in-branch or from the comfort of home.

What Sets DecisionLender Apart?

Improved Consumer

DecisionLender provides a mobile-friendly experience, giving you 24/7 loan origination capabilities with save and resume functionalities, robust safeguards, and multiple risk controls.


DecisionLender is a cloud-based, paperless loan origination system that automates application acceptance, processing, correspondence, real-time decisioning, and compliance.


DecisionLender is simple to configure, map data fields, and update rules so that it conforms to your unique workflows and can be implemented quickly without taxing your IT resources.

Greater Lending Flexibility

DecisionLender is a remarkably versatile platform supporting on-the-go underwriting opportunities for both direct and indirect installment lending and cross-selling so that you can reach more customers.

Better Data-Based Decisions

Advanced analytics capabilities help you analyze loan origination data in real-time to improve performance and make more-informed decisions.

Portal & Integration

DecisionLender integrates with other lending portals, core systems, and third-party solutions for eSignatures, insurance, warranties, and more.

Let’s talk — whether you’re in the preliminary stages of research or looking for detailed answers that may require a demo, our team is always available to discuss your options and how we can help.