MeridianLink Opening, formerly known as XpressAccounts®, is the industry-trusted web-based online account opening and deposit software platform that consolidates deposit account opening and funding for all channels and financial product types. MeridianLink Opening is an online account opening software that unifies deposit account opening and funding for all channels and product types.
With robust functionality ranging from identity verification, OFAC checks, e-signature, switch kits, and core system connectivity, MeridianLink Opening saves operational costs and increases customer/member satisfaction from application initiation to account creation. Seamless integration with MeridianLink Consumer and MeridianLink Portal allows for deepening member and customer relationships through a mobile-first digital experience and cross-selling capabilities.
All channels consolidated into a single system to improve UX
Supports all deposit products your institution offers
Integrates with more than 25 core systems to simply process
Configure the system to reduce manual work by setting up automation
Flexibility to improve decisioning & ensure applicant quality
Tailor the application experience to your workflow and product
"It’s essential for us to house everything on one system that seamlessly interfaces with our core system. Doing so has played an important role in our success over the past several years as well as our strategy to improve on that success. Overall, it’s been a great partnership."
Vice President of Retail Services for Associated Credit Union
Ensure applications are finished by providing instant decisions on deposit accounts. Empower applicants to apply, e-sign documents, and automatically create core system membership records within minutes.
Leverage verification products and services to drastically reduce the number of fraudulent applications approved to join your customer bases or membership, improving your bottom line and allowing more attention to be dedicated to your quality base.
MeridianLink Opening can integrate with the MeridianLink Consumer loan origination system in order to deepen relationships with existing customers or members through cross-selling and integration with core data.
Whether you're in the preliminary stages of research or looking for detailed answers that may require a demo, our team is always available to discuss your options and how we can help.