Online Account Opening Software

Comprehensive Online Account Opening Software for Banks & Credit Unions


Industry Trusted Online Account Opening Software

XpressAccounts is the industry-trusted web-based online account opening and deposit software platform that consolidates deposit account opening and funding for all channels and financial product types.  XpressAccounts online account opening software unifies deposit account opening and funding for all channels and product types. With robust functionality ranging from identity verification, OFAC checks, e-signature, switch kits, and core system connectivity, XpressAccounts saves operational costs and increases customer/member satisfaction from application initiation to account creation. Seamless integration with LoansPQ and Application Portal allows for deepening member and customer relationships through a mobile-first digital experience and cross-selling capabilities.

Michelle Chuang P4 - Animation (Final)



Single account origination platform

Single Account Origination Platform

All channels consolidated into a single system to improve UX

Full deposit account suite

Full Deposit Account Suite

XpressAccounts supports all deposit products your institution offers.

Robust core system integration

Robust Core System Integration

Integrates with more than 25 core systems to simply process

Dynamic Workflow

Dynamic Workflow

Configure the system to reduce manual work by setting up automation

Flexible Decisioning

Flexible Decisioning

Flexibility to improve decisioning & ensure applicant quality

Powerful configurability

Powerful Configurability

Tailor the application experience to your workflow and product

Expansive integrations

Expansive Integrations

Integrate seamlessly with best-in-class 3rd party integrations


MeridianLink Integrations

Seamless integration between all MeridianLink products and services


Web-based SaaS Delivery

Reduce IT costs SaaS-based account opening software

Frictionless Digital Account Opening

Frictionless Digital Account Opening

Frictionless, automated end-to-end digital online account opening software


Business Deposit Account Suite

Accelerate the onboarding process through customization

Cross-sell engine

Cross-sell Engine

Grow your share-of-wallet with both new and existing applicants.


"It’s essential for us to house everything on one system that seamlessly interfaces with our core system. Doing so has played an important role in our success over the past several years as well as our strategy to improve on that success. Overall, it’s been a great partnership."

Jeffrey Bergum, Vice President of Retail Services for Associated Credit Union.


Increased Consumer Satisfaction

Ensure applications are finished by providing instant decisions on deposit accounts. Empower applicants to apply, e-sign documents, and automatically create core system membership records within minutes.

Reduce Churn

Leverage verification products and services to drastically reduce the number of fraudulent applications approved to join your customer bases or membership, improving your bottom line and allowing more attention to be dedicated to your quality base.

Increased Revenue

XpressAccounts can integrate with the LoansPQ loan origination system in order to deepen relationships with existing customers or members through cross-selling and integration with core data.