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Click here if you represent a bank or credit union

For both direct or indirect installment lending, MeridianLink DecisionLender® software will automate your loan origination process so your customers can apply for credit digitally and be automatically pre-approved. This will help you increase your market reach, improve the customer experience, and streamline the approval process – with minimal IT involvement. 

Fuel Your Growth in Lending

Quickly adapt to an evolving marketplace with DecisionLender, a cloud-based consumer loan origination system (LOS) that automates processing for many loan types.

DecisionLender features:

  • Simplified digital lending
  • Ability to make process changes instantly
  • Responsive design for use on any mobile device
  • The ability to give your customers what they want

HubSpot Video

Digital Lending Applications

Indirect Automotive

Streamline decisions and operations to become more competitive and connected to your dealers through major dealer portals with frictionless lending procedures.


Give your customers peace of mind when purchasing or refinancing vehicles, reducing wait times, and incorporate your own backend products to protect the collateral.


Offer your point-of-sale vendors the opportunity to finance their specialty items or services in a 24/7 digital world and close the sale quicker.

Unsecured Personal

Provide personalized and qualified loan offers to your customers with an omnichannel experience to conduct business in your branch or at the comfort of their couch.


What Sets DecisionLender Apart

Improved Customer Experience

DecisionLender provides a mobile-friendly experience, giving you 24/7 loan origination capabilities with save and resume functionality, robust safeguards, and multiple risk controls


DecisionLender is a cloud-based and paperless loan origination system that automates application acceptance, processing, correspondence, real-time decisioning, and compliance


DecisionLender is simple to configure, map data fields, and update rules so that it conforms to your unique workflows and can be implemented quickly without taxing your IT resources

Greater Lending Flexibility

DecisionLender is a remarkably versatile platform supporting on-the-go underwriting opportunities for both direct and indirect installment lending and cross-selling so that you can reach more customers

Better Data-Based Decisions

The analytics capability of DecisionLender will help you analyze loan origination data in real-time so that you can improve performance and make better decisions

Portal & Integration

DecisionLender features a portal with integration with other lending portals, core systems, and other third-party solutions for esignatures, insurance, warranties, and others

Let's Talk

Whether you're in the preliminary stages of research or looking for detailed answers that may require a demo, our team is always available to discuss your options and how we can help.