Fintech Technology & Consulting

Consumer expectations regarding choice, flexibility and speed of decisions increase with each successful online interaction. MeridianLink's Fintech solutions are used successfully throughout the financial services industry.



Even in non-traditional settings, our solutions provide successful outcomes.

Consumer expectations regarding choice, flexibility, and speed of decisions increase with each successful online interaction. MeridianLink's solutions are used successfully throughout the financial services industry. They are easily configured for companies that require consumer data to make important business decisions to lower risk, increase profits, and delight consumers.

Our solutions evolve with consumer demand.  By partnering with MeridianLink, companies have the opportunity to leverage the most advanced technology for loan origination, analytics, and consulting in order to provide consumers and financial institutions with end-to-end cutting-edge solutions.



Digital Acquisitions

Financial institutions use Application Portal to maximize digital lending profit and efficiency offer consumers the ability to apply from any computer or mobile device. 

Loan Origination System

Simplify lending with LoansPQ, a powerful and robust web-based loan origination system perfect for financial institutions of all sizes. 

Opening & Funding Platform

XpressAccounts is the end-to-end web-based deposit account opening and funding transaction solution that customers love and leading retail banks trust.



Empowered Decisions

MLX Consulting is an agile predictive analytics solution that features configurable performance analytics; validation, tracking and monitoring of scorecards and lending policies; tailored analytic packages; underwriting and portfolio analytics; risk-based pricing; intelligent decision optimization; and expert synthesis.

Optimized Processes

MLX Consulting optimizes loan origination systems for maximum efficiency regarding procedures and policies. Due to evolving markets and staff turnover, the rules engine, matrices, and other functionality can lose effectiveness regarding policy and strategy execution,



Business Consulting

Financial institutions sometimes lack the internal bandwidth to maximize return on investment (ROI). To ensure our solutions provide the best fit, we offer business consulting to guarantee our technology is driven by optimized workflows and strategies.


On-going Support

While our technology drives our reputation as the industry's most trusted partner, our client support is also our calling card. Once the solution is implemented, our support team is available for continuous development as demands shift.


Data Access

Utilizing proper data is critical for accurate and effective credit decisioning, and our solutions allow institutions to find the right balance. You are not limited to just bureau data. You also have access to a variety of alternative data sources to help make stronger decisions.


Easy Configuration

Cookie-cutter solutions provide mediocre results. MeridianLink's loan origination systems are configured to allow as much or as little human intervention as you require. Automation levels can easily adapt to your comfort level.


Automated Decisions

Finding the right balance of automation is critical for melding technology to ambition and strategy. Your policies and rules are input into the solutions to speed up the decision process.

"The admin set-up was also a lot more robust than what we had before. There are a lot of criteria such as price adjustments and custom lists in LoansPQ, which were missing in our old system, that allow us to better drive the applications to our customized queues."

Crystal Robinson, Service and Delivery Manager for Consumer Lending at Coastal Credit Union.



MeridianLink provides proven technology that can be implemented quickly and accurately to meet expectations and timelines. No other provider can match our resources and reputation to deliver.


What works for one financial institution might not be the right fit for another. Our scalable solutions are designed to account for both evolving consumer demand as well as your business needs.

Leading Innovation

We offer technology updates that are continual and innovative to stay at the forefront of consumer expectations. Unlike our competitors, our product road maps anticipate shifting demands and incorporate extensive client feedback.

Refined Focus

When you partner with MeridianLink, we do the heavy lifting. We focus on making the technology work best in your environment so you can focus on cultivating your business goals and strategies.