Digital Lending Solution for Credit Unions

Loan Origination System, Digital Lending and Online Account Opening Software
Configurable to Any Credit Union.


MeridianLink is the leading provider of loan origination software and digital lending and online account opening software to credit unions nationwide. Our digital banking software and loan origination system help credit unions streamline lending processes so they can focus on what matters most, their member relationships.

Our loan origination system and digital banking platform are configurable to accommodate every credit union's business rules to ensure a consistent application process from every source. 



More than 65 of the top 100 U.S. credit unions rely on us to outshine the competition.

Credit unions can finally compete on factors like ease and convenience without limitations – while keeping operating costs down. We tailor our robust XML-based technology solutions to integrate easily with your current core system so your members enjoy a seamless experience from any channel, including mobile.

Our always-on automatic account management and lending tools free your staff to focus on increasing member satisfaction by providing accurate and reliable information in an instant. Credit unions just got a lot more competitive.


Loan Origination System

Simplify lending with LoansPQ, a powerful and robust web-based loan origination system that’s perfect for credit unions of any size. Learn more.

Opening & Funding Platform

XpressAccounts is the end-to-end web-based deposit account opening and funding transaction solution that members love and leading credit unions trust. Learn more. 

Mortgage Origination System

LendingQB modernizes your credit unions mortgage process and integrates with more than 300 industry partner products. Learn more. 


Empowered Decisions

MLX Consulting is an agile predictive analytics solution that features configurable performance analytics; validation, tracking and monitoring of scorecards and lending policies; tailored analytic packages; underwriting and portfolio analytics; risk-based pricing; intelligent decision optimization; and expert synthesis. Learn more.

Optimized Processes

MLX Consulting optimizes loan origination systems for maximum efficiency regarding procedures and policies. Due to evolving markets and staff turnover, the rules engine, matrices and other functionality can lose effectiveness over time regarding policy and strategy execution. Learn More.



24-hour Access

Match the level of 24/7 accessibility and convenience offered by other credit unions and retail banks and eliminate a major roadblock to attracting new members.


Single-platform Configuration

Merge data from every channel and integrate it seamlessly with your systems to provide instant, accurate and reliable information at any time.


Competitive Pricing

Transparent, competitive pricing ensures that credit unions get the same access to high quality technology as bigger financial institutions.


Expert Customer Support

Our responsive support team specializes in solutions for credit unions. We work closely with you during development, deployment and ongoing usage.


Robust Decisioning

Technology and services seamlessly integrate to drive growth and efficiency across all aspects of a credit union's lending and account opening operations.

“We like the fact that with Application Portal and ourmobile application it is basically a one, two, three stepsand you’re done consumer process for both loans anddeposits. It simplified the process for the member.”

Jeff Bergum, VP of Retail Services, Associated Credit Union


Increase Member Satisfaction

Demonstrate your commitment to new and current members by making your services available on your members’ terms.

Leverage Cross-sell Opportunities

Instant cross-sell suggestions free your staff to focus on service and help your members save money by getting better rates.

Reduce Costs

Rely on our expertise instead of establishing and maintaining your own costly system. Transparent pricing ensures you understand exactly what you’re purchasing.

Minimize Risk

Limit your liability and rest easy knowing that our rigorous security tactics will reduce fraud and ensure that your member data is always protected.