Credit Union Digital Lending & Digital Banking

Loan Origination Software, Digital Lending and Digital Banking Technology to Help Credit Unions Compete and Win


Credit Unions Digital Lending

MeridianLink is the leading provider of loan origination software, digital lending, online account opening software, and other digital banking systems that powers many credit unions nationwide. Our digital lending systems and loan origination software help credit unions streamline lending processes so they can focus on what matters most, their member relationships.

Our digital lending platforms and loan origination systems are configurable to accommodate every credit union's business rules to ensure a consistent application process from every source. 

More than 65 of the top 100 U.S. credit unions rely on us to outshine the competition.

Credit unions can finally compete on factors like ease and convenience without limitations – while keeping operating costs down. We tailor our robust XML-based technology solutions to integrate easily with your current core system so your members enjoy a seamless experience from any channel, including mobile.

Our always-on automatic account management and lending tools free your staff to focus on increasing member satisfaction by providing accurate and reliable information in an instant. Credit unions just got a lot more competitive.

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Digital Banking Technology for Credit Unions

Loan Origination System for Credit Unions

Simplify lending with LoansPQ, a powerful and robust web-based loan origination system that’s perfect for credit unions of any size. 

Origination & Funding Platforms

XpressAccounts is the end-to-end web-based deposit account opening and funding transaction solution that members love and leading credit unions trust.

Mortgage Origination System for Credit Unions

LendingQB modernizes your credit unions mortgage process and integrates with more than 300 industry partner products.


Empowered Decisions

MLX Consulting provides scoring, analytics and business consultancy aimed at maximizing the lending and account opening processes for MeridianLink clients from origination through collections.  The services offered cover a wide range predictive and configurable performance analytics including development, validation and tracking of scorecards and lending policies; tailored analytics services; underwriting and portfolio analytics; risk-based pricing, intelligent decision optimization; enhanced implementations and lending process audits/reviews

Optimized Processes

MLX Consulting optimizes loan origination systems for maximum efficiency regarding procedures and policies. Due to evolving markets and staff turnover, the rules engine, matrices, and other functionality can lose effectiveness over time regarding policy and strategy execution. 



24-hour Access

24/7 member access for convenience and better experience.


Single-platform Configuration

Seamlessly merge and integrate all channel data into your systems


Competitive Pricing

Transparent, competitive pricing for the highest quality technology.


Robust Decisioning

Drive growth & efficiency across all your digital lending process.


Expert Support

Responsive support team specializes in solutions for credit unions.


Robust Core Integration

Integrate with over 30 core systems for maximum flexibility.


Dynamic Workflow Solution

Reduce manual work and errors by customizing business rules.


Indirect Vehicle Lending

Automatically notify applicants and dealerships of status updates.

“We like the fact that with Application Portal and ourmobile application it is basically a one, two, three stepsand you’re done consumer process for both loans anddeposits. It simplified the process for the member.”

Jeff Bergum, VP of Retail Services, Associated Credit Union


Increase Member Satisfaction

Demonstrate your commitment to new and current members by making your services available on your members’ terms.

Leverage Cross-sell Opportunities

Instant cross-sell suggestions free your staff to focus on service and help your members save money by getting better rates.

Reduce Costs

Rely on our expertise instead of establishing and maintaining your own costly system. Transparent pricing ensures you understand exactly what you’re purchasing.

Minimize Risks

Limit your liability and rest easy knowing that our rigorous security tactics will reduce fraud and ensure that your member data is always protected.

Improve efficiencies

SaaS browser-based platform combined with thoughtful configurable automated workflows ensures an increase in loan velocity, improvement in employee productivity, and consistent consumer experience.

Mobile Focus Design

Comprehensive online application, Mobile Focus design for better user and consumer experience.