Loan Origination Software System Designed for Financial Institutions

Deliver a seamless digital lending experience with MeridianLink®

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End-To-End Digital Loan Origination Software System

Quickly and efficiently improve your team and consumer experience without disrupting your business or sacrificing profits.

MeridianLink® sets the standard for the next generation of digital lending software by offering solutions for all your loan processing needs. Our SaaS cloud-based products provide credit unions, community banks, mortgage lenders, and other financial institutions a stress-free loan origination process, so they can focus on providing a superior consumer experience.

Connect our time-tested, industry-trusted consumer and mortgage digital lending and account opening solutions with our credit data services and experience the evolution of lending automation, cross-selling, and loan optimization to accelerate growth and ROI.

Fully Automate the Digital Mortgage Experience

MeridianLink® Mortgage is a complete loan origination software system that provides the flexibility mortgage lenders require to efficiently close loans and scale their business.

The cloud-based platform features a built-in price engine, seamless third-party integrations via Open API, and best-in-class client support to empower mortgage lenders to launch their services 100% digitally—meeting clients where they want to do business.

Our Customer Experiences

Achieving Efficient & Scalable Residential Lending

iSERVE Residential Lending, LLC, improved its mortgage lending processes and achieved impressive results with MeridianLink Mortgage.

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13 Disconnected Systems to 1 Integrated platform

By centralizing its lending operations, Solarity Credit Union cut costs and lowered application abandonment. These improvements allow them to pass on more benefits directly to members.

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The Leading Consumer Loan Processing Platform

MeridianLink® Consumer is an end-to-end digital loan origination solution that supports direct, indirect, credit card, personal, HELOC, and business loan types. From the point-of-sale through to the e-closing capabilities, the dynamic workflows and cross-selling functionality accelerate efficiency gains and drive continuous growth.

Our Customer Experiences

Revamping the Lending Process for Enhanced Efficiency and Greater Cross-Sell Opportunities

How Farmers State Bank streamlines loan decisioning while reducing cost with MeridianLink Consumer.

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Save Time Without Sacrificing Security

See how Generations Federal Credit Union leveraged MeridianLink One to provide members a safe, secure, streamlined experience, while mitigating risk. 

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Integrate Consumer and Mortgage Loan Origination

Integrate your Consumer and Mortgage Loan Origination systems to increase efficiencies and improve the overall buyer and loan officer experience.

Some enhanced features of our integrated system include:

Single Sign-on

Between Consumer and Mortgage LOS

Smart Cross-Sell

Automate consumer loan cross-sell from Mortgage LOS

Flexible Account Opening

Open deposit accounts from Consumer and Mortgage LOS

I recommend using multiple modules with MeridianLink® One because it opens you up to cross-sell. Cross-selling is one of the key features that we have found with MeridianLink One. If you’re opening an account, you can see what kind of loans they need, what do they have at other places, and what could they qualify for with you. That’s a huge benefit.”

Carolinas Telco Federal Credit Union

We Offer More Than Just the Typical Support Services

Think of our team as a part of yours

Modernizing your digital solutions can seem like a daunting task, but our flexible implementation options can help give your organization a competitive advantage.

Using business consulting and data analytic services, our team of seasoned experts can help your organization increase its efficiency and effectiveness, helping you to document your business goals and define optimal workflow and process setups.

After implementation, you’ll have access to our Support Team and dedicated Partner Success Managers—all committed to helping your organization realize and sustain optimal results. You can connect with us via email, phone, live chat, or through our Detailed Digital Knowledge Base

Loan origination software (LOS) is a banking software that automates and streamlines the entire loan process—from application to approval and funding. It can simplify workflows, improve efficiency, and support accurate data collection, so lenders can offer a faster, more efficient experience for borrowers. 

Our LOS supports a variety of loan types, including personal loans, credit cards, auto loans, business loans, real estate loans, indirect, and more. It offers flexibility to accommodate the unique requirements of each lending product.

Our loan origination software is 100% cloud-based, providing scalability, easy access, and reduced IT maintenance costs. This infrastructure supports high uptime while keeping your system updated with the latest features and security standards.

Yes, our LOS includes advanced automation tools for underwriting and decisioning, helping your team accelerate approvals, reduce manual reviews, and deliver faster, more consistent lending decisions.

Our LOS is built on a modern, connected platform that leverages a scalable technology stack for high performance and security. It supports seamless integrations with a robust network of third-party systems through the MeridianLink Marketplace, allowing you to connect easily with industry-leading solutions.

To purchase or schedule a demo of our loan origination software, simply fill out a contact form on our website. A member of our team will reach out to schedule a personalized walkthrough of the platform features, answer your questions, and explore how it can optimize your lending process.

Yes! Our integrated account opening and lending solutions make it possible for applicants to apply for both a loan and a deposit account in one seamless experience. There’s no need to exit or start new sessions—everything is handled in a single, unified process.

Our LOS is designed with flexibility in mind, allowing for tailored configurations that match your institution’s unique processes. It offers an intuitive, easy-to-navigate interface, ensuring your team can quickly adopt and operate the system. Plus, the user-friendly design enhances the borrower experience, making the entire lending process smoother and more efficient.

Yes, our LOS includes open APIs and flexible integrations with hundreds of best-in-class technologies, including core banking systems, digital banking systems, and other preferred fintech partners.

With customizable dashboards and real-time analytics, you can quickly access key data and insights. The platform allows you to easily create tailored reports and adjust rates on the fly, empowering you to make informed decisions and respond to market changes without delay.

When choosing a loan origination system, consider if the LOS will streamline your lending process, improve operational efficiency, and enhance consumer satisfaction. Key features include integration capabilities, scalability, user experience, customization options, and security features. For more detailed criteria to guide your evaluation of LOS partners, click here.

Like with any change, you can expect some hurdles when implementing a new LOS. However, with a solid implementation plan and the right support, these obstacles can be managed. MeridianLink offers flexible support models tailored to your institution’s needs to provide a seamless transition and ongoing success.

Implementation timelines vary based on your institution’s size, goals, and system complexity. To see real-world implementation experiences from other financial institutions, click here. 

Yes, our LOS includes built-in features and a robust network of third-party integrations to support compliance and fraud protection.

Our support team is U.S.-based, offering you direct access to a dedicated Customer Success Manager, a product support portal, live chat for quick answers, phone support, and a range of resources including our Knowledge Base, Customer Connect, in-app personal assistants, and customer newsletters.

Chat with our experts — learn how
you can modernize your digital solutions and improve your team and consumer experience without disrupting your business.

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