Loan Origination Software Designed for Financial Institutions

Deliver a seamless digital lending experience with MeridianLink—a modern loan origination software built for speed and simplicity.

End-To-End Loan Origination Software

MeridianLink® delivers next-generation digital lending solutions for all banks and credit unions. Our SaaS, cloud-based products provide financial institutions and lenders of all sizes a stress-free loan origination process, so they can focus on providing a superior consumer experience.

Connect our time-tested, industry-trusted consumer lending software, mortgage lending software and digital account opening software to experience the evolution of lending automation, cross-selling, and loan optimization to accelerate growth and ROI.

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One Platform. Endless Efficiency.

Single Sign-on

Access both consumer and mortgage LOS platforms using one secure login to simplify the user experience and reduce friction.

Smart Cross-Sell

Use mortgage data to trigger automated consumer loan offers and grow wallet share without adding extra work for staff.

Flexible Account Opening

Open deposit accounts from either LOS to streamline onboarding and improve cross-product adoption across channels.

Automated Decisioning

Apply rules-based logic to speed up loan approvals, ensure consistency, and reduce the need for manual intervention.

Seamless Integrations

Connect instantly with credit bureaus, eSign tools, and more to eliminate silos and support a fully digital workflow.

Real-Time Reporting

Track performance, identify bottlenecks, and gain insight into your pipeline with live dashboards and on-demand reports.

  • I recommend using multiple modules with MeridianLink because it opens you up to cross-sell. Cross-selling is one of the key features that we have found with MeridianLink. If you’re opening an account, you can see what kind of loans they need, what do they have at other places, and what could they qualify for with you. That’s a huge benefit.”

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  • MeridianLink places a real emphasis on their customers. There are real people behind the company—people who are dedicated to our success.”

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  • One of the main reasons that we went with MeridianLink was to have simplification in our organization. And so, with that simplification, we now have consumer, we have deposit, mortgage — and really that centralized hub to where you can have one team under one umbrella serving our members with one centralized platform.”

    Solarity Credit Union Logo

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  • Best of all, we have been able to continue to grow our portfolio without adding additional employees. All thanks to MeridianLink’s efficiencies, which has helped us cut costs.”

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  • When a member applies through the mobile application, it is as easy as 1-2-3. Members can apply, get any additional cross-sale
    opportunities and in combination with our automated emails, upload documents, making our total process easy and streamlined for our membership.”

    Generations Federal Credit Union logo vector

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MeridianLink is
Designed for Lending Success

Automated Workflows for All Loan Types

MeridianLink supports a wide range of lending products including direct, indirect, credit card, personal, HELOC, and business loans.
From application to eClosing, automation, and cross sell tools help lenders streamline operations, reduce manual tasks, and achieve scalable growth.

Modern Cloud-Based Lending, From Application to Funding

MeridianLink offers a modern cloud-based loan origination software that helps financial institutions manage lending from application to funding efficiently. With automation, decisioning tools, and third-party integrations, our LOS helps lenders reduce manual work and deliver a streamlined digital lending experience.

Professional & Support-Focused

MeridianLink offers more than just standard support—we become an extension of your team. Our experts guide you through implementation with flexible options, strategic consulting, and workflow optimization. After launch, our Support Team and Customer Success Managers can help you get the most out of your solution with ongoing guidance, live support, and a robust digital knowledge base.

Resources

Implementing Success With the Right LOS

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Evaluating & Selecting the Right LOS for Your Institution Infographic Cover image

Evaluating & Selecting the Right LOS For Your Institution

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Try Before You Buy: How To Make the Most of Your Consumer LOS Demo 

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Loan origination software (LOS) is a banking software that automates and streamlines the entire loan process—from application to approval and funding. It can simplify workflows, improve efficiency, and support accurate data collection, so lenders can offer a faster, more efficient experience for borrowers. 

Our LOS supports a variety of loan types, including personal loans, credit cards, auto loans, business loans, real estate loans, indirect, and more. It offers flexibility to accommodate the unique requirements of each lending product.

Our loan origination software is 100% cloud-based, providing scalability, easy access, and reduced IT maintenance costs. This infrastructure supports high uptime while keeping your system updated with the latest features and security standards.

Yes, our LOS includes advanced automation tools for underwriting and decisioning, helping your team accelerate approvals, reduce manual reviews, and deliver faster, more consistent lending decisions.

Our LOS is built on a modern, connected platform that leverages a scalable technology stack for high performance and security. It supports seamless integrations with a robust network of third-party systems through the MeridianLink Marketplace, allowing you to connect easily with industry-leading solutions.

To purchase or schedule a demo of our loan origination software, simply fill out a contact form on our website. A member of our team will reach out to schedule a personalized walkthrough of the platform features, answer your questions, and explore how it can optimize your lending process.

Yes! Our integrated account opening and lending solutions make it possible for applicants to apply for both a loan and a deposit account in one seamless experience. There’s no need to exit or start new sessions—everything is handled in a single, unified process.

Our LOS is designed with flexibility in mind, allowing for tailored configurations that match your institution’s unique processes. It offers an intuitive, easy-to-navigate interface, ensuring your team can quickly adopt and operate the system. Plus, the user-friendly design enhances the borrower experience, making the entire lending process smoother and more efficient.

Yes, our LOS includes open APIs and flexible integrations with hundreds of best-in-class technologies, including core banking systems, digital banking systems, and other preferred fintech partners.

With customizable dashboards and real-time analytics, you can quickly access key data and insights. The platform allows you to easily create tailored reports and adjust rates on the fly, empowering you to make informed decisions and respond to market changes without delay.

When choosing a loan origination system, consider if the LOS will streamline your lending process, improve operational efficiency, and enhance consumer satisfaction. Key features include integration capabilities, scalability, user experience, customization options, and security features. For more detailed criteria to guide your evaluation of LOS partners, click here.

Like with any change, you can expect some hurdles when implementing a new LOS. However, with a solid implementation plan and the right support, these obstacles can be managed. MeridianLink offers flexible support models tailored to your institution’s needs to provide a seamless transition and ongoing success.

Implementation timelines vary based on your institution’s size, goals, and system complexity. To see real-world implementation experiences from other financial institutions, click here. 

Yes, our LOS includes built-in features and a robust network of third-party integrations to support compliance and fraud protection.

Our support team is U.S.-based, offering you direct access to a dedicated Customer Success Manager, a product support portal, live chat for quick answers, phone support, and a range of resources including our Knowledge Base, Customer Connect, in-app personal assistants, and customer newsletters.

Let’s talk — whether you’re in the preliminary stages of research or looking for detailed answers that may require a demo, our team is always available to discuss your options and how we can help

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