Indirect lending software
Deliver faster decisions, smoother dealer experiences, and stronger booking rates with MeridianLink indirect lending software.
Built to support
smarter indirect lending
MeridianLink’s indirect lending software is designed to help financial institutions and auto lenders grow efficiently across the indirect channel. We help you accelerate decisioning, shorten funding cycles, and strengthen dealer relationships so you can capture more deals with less operational strain.
Dealers can submit from any major portal, receive instant decisions, e-contract, and get funded quickly. At the same time, your teams benefit from streamlined workflows, fewer manual touchpoints, and systems that stay aligned automatically, making it easier to capture more deals and support growth across the indirect channel.
Customer success stories
50% of loans auto-decisioned
“Our customers are accelerating lending accuracy and speed with intelligent automation and dynamic pricing.”
Loans in minutes
“Tasks like account creation, loan booking, document processing, and system checks happen faster and more reliably, cutting the time it takes to fund indirect loans in half. ”
“The use of DecisionLender as an Indirect Auto Lending solution has provided us with the tools to remain competitive in the vehicle financing industry. The ability to customize fields, reporting, and processes has allowed us to quickly adapt to changes and upgrades. DecisionLender also works well with our middleware and all of our vendors.”
Smoother experiences, stronger results
Move faster across the indirect lending channel by aligning decisioning, pricing, and funding with the way you actually operate.
Workflows that match your business
Configure lending workflows to reflect your policies and processes, from decision rules and dealer scoring to verification and funding requirements. This flexibility helps your team reduce manual touchpoints, improve consistency, and respond quickly as conditions change.
Faster, more accurate decisioning
Strengthen credit quality and decisioning speed with automated, configurable rules, dealer ratings, third-party integrations.
Automated counteroffers
When an application doesn’t meet initial criteria, automated counteroffers instantly present alternative loan structures, helping you convert more borderline applications into funded loans, without slowing down the dealer or adding work for your staff.
Pricing that protects margins and builds trust
Dynamic rate and dealer reserve calculations automatically apply your pricing models and dealer participation rules to every application so you can deliver consistent, competitive offers while keeping your institution agile in changing market conditions.
Real-time
reporting
Track indirect auto lending performance, dealer trends, pricing, and pull-through from a single, consolidated report template.
Intuitive,
mobile-ready design
A responsive interface keeps your team and dealers productive everywhere, improving satisfaction and accelerating funding.
Simplify your indirect lending operations
Connect seamlessly to the tools and partners your indirect lending program relies on—streamlining workflows and moving deals from application to funding with greater speed and accuracy.
E-Contracting and digital docs
Eliminate paperwork and reduce errors, letting deals progress smoothly from approval to booking.
Integrations with valuation tools
Integrate valuation tools like NADA, Kelley Blue Book®, Black Book®, and CARFAX® provide instant vehicle data to streamline verification and support confident, accurate decisioning.
Direct dealer-portal connectivity
Connect with Dealertrack, RouteOne, CUDL, and more, supports cleaner applications, faster decisions, and higher pull-through rates by meeting dealers where they already operate.
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