MeridianLink One: A Unified Banking Software Solution for All SaaS Products and Services

Integrate our products to transform the experience of your team and consumers

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Ensure Your Digital Solutions
Are Communicating and Sharing

MeridianLink® One empowers financial institutions to develop lifelong financial management relationships to support a consumer’s entire financial journey by using a comprehensive banking software solution. Our platform of innovative products spans the entire digital lending journey from deposit account opening, consumer and mortgage loan origination, credit reporting, data access and verification, business consulting, analytics, collections, and scoring.

Each product and service are sold separately, but you can connect our time-tested and trusted products into one powerful banking software system to turn lending automation, cross-selling, and loan optimization into transformational experiences for staff and consumers.

Our seamless integrations eliminate the need to seek out disparate financial offerings and eliminates silos, while increasing efficiencies which as a result improves the overall buyer and loan officer experience.

Enhance Consumer Opportunity and Experiences with MeridianLink One

Accelerate Growth Through Platform Connectivity

By connecting our tested and trusted consumer and mortgage digital lending and account opening solutions, the most comprehensive and curated third-party partner marketplace, and the industry-leading credit and verification data services into one powerful platform, MeridianLink has revolutionized the digital lending experience with our banking software.

Develop a Lifelong Financial Management Relationship With Your Consumers

With the integration of our industry-leading data services into our innovative products, a financial institution can now approve more loans, faster and increase share-of-wallet in an instant with a full 360° view of the consumer’s financials. The secret to what makes the platform better than anything on the market today is the real-time loan optimization engine that revolutionizes cross-selling and loan approvals.

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Consumer and Mortgage LOS Integration

Loan Optimization Engine

This data-rich access drives increased approval rates, grows revenue opportunities. As a result, this empowers financial institutions to develop lifelong financial management relationships to support a consumer’s entire financial journey.

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Instantly analyzes the member’s outstanding loans between consumer and mortgage LOS

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Scans the available debt optimization options

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Recommends the most competitive rates for all outstanding loans and applications

The Growth Factor

Purchase more products, in order to integrate them to accelerate ROI
and offer seamless digital consumer experiences.

Consumer LOS

End-to-end LOS for auto, credit card, personal, HELOC and business.

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Mortgage LOS

End-to-end smart automated workflows designed for scale.

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Deposit Account Opening

Online deposit account opening and funding in one location.

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MeridianLink One is a unified, cloud-based platform that connects all major lending and deposit processes—consumer lending, mortgage lending, account opening, marketing, collections, and analytics—into a single, streamlined system for banks and credit unions.

MeridianLink One unifies the digital lending and account opening process by connecting lending and deposit operations through a shared data platform, automating workflows, and removing silos to create a seamless, end-to-end experience—from application to approval and funding. 

The MeridianLink One platform includes products and services that support the entire consumer financial journey, from deposit account opening to consumer loan origination, mortgage and indirect lending, data analytics, business consulting, marketing automation, and collections.

Both. MeridianLink One is built to serve the unique needs of community banks, credit unions, and other financial institutions seeking scalable, digital-first solutions.

MeridianLink One includes open APIs and flexible integrations with over 600 best-in-class technologies, including core banking systems, digital banking systems, and other preferred fintech partners. 

MeridianLink One can improve operational efficiency across departments by centralizing data, automating workflows, and enabling real-time collaboration. This minimizes manual work and improves coordination across lending, operations, IT, and marketing teams.

Absolutely! The MeridianLink One platform includes full support for consumer lending, including credit cards, HELOCs, home equity, direct/indirect, business, and vehicle loans, as well as complete digital mortgage origination, from application through closing. 

Yes, MeridianLink One is designed to grow with you. Its configurable design allows you to expand services, onboard new channels, and serve more customers without disrupting operations. 

MeridianLink One can enhance the consumer experience by delivering a unified, digital-first experience across devices and channels—making it faster and easier for consumers to apply, get approved, and manage their financial products. 

When implementing MeridianLink One, you can prioritize components of your operation for digital growth in phases or all at once based on your institution’s goals, timeline, and digital transformation needs. 

MeridianLink One can support your security and compliance without sacrificing speed and experience. Our industry best practices for data encryption, audit tracking, and regulatory compliance help institutions stay ahead of evolving security standards and risk requirements.

Unlike point solutions or disconnected tools, MeridianLink One offers a true end-to-end ecosystem built for banks and credit unions—backed by decades of industry expertise and trusted by nearly 2,000 financial institutions. 

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you can develop lifelong financial management relationships to support a consumer’s entire financial journey.

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