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Resources: Product & Service Info



This brief two-page document provides a high-level glimpse at the loan and account origination functionality our solutions provide as well as the associated benefits financial institutions should expect by partnering with MeridianLink.

Application Portal

With Application Portal from MeridianLink, financial institutions of any size can easily expand existing lending and account origination platforms to online consumers while ensuring control of the entire online application experience.


Achieve your goals with XpressCollect®, the market’s best collections solution. With its robust and intuitive platform, XpressCollect maximizes efficiency and minimizes costs. The web-based platform provides unmatched benefits that start with a sleek user interface that delivers the ultimate user experience.

Achieve Analytics and Business Consulting

Business intelligence and process optimization are key disciplines that all financial institutions need. However, most institutions do not have the resources to staff and maintain an in-house department. Achieve Analytics and Business Consulting fills this gap by offering affordable outsourced solutions that deliver the quality and expertise of an internal team at a fraction of the cost.

Case Studies

SRP Federal Credit Union

Learn how SRP Federal Credit Union used LoansPQ to leverage automated decisioning and instant approvals to significantly increase their application volumes and improve their processing efficiency.

Old National Bank

Empowered by MeridianLink and LoansPQ automation technology, Old National Bank supports its local community base in achieving what matters most: increasing automated decisioning by 30%.

Sandia Laboratory Federal Credit Union

Sandia Laboratory Federal Credit Union sees a 168% increase in applications received and 3,300 new funded loans in a year since partnering with MeridianLink and LoansPQ.

Army Aviation Center Federal Credit Union

Adoption of the LoansPQ system turned around the prevailing culture and the loan-to-share ratio grew from 40% to 61% during explosive 18 month period.

Nusenda Credit Union

Nusenda Credit Union maximizes its MeridianLink LoansPQ core system and creates a best practice model for MeridianLink consultant visits.

Associated Credit Union

By leveraging MeridianLink's Application Portal solution, Associated CU was able to reduce the rate of incomplete applications to less than 1%, increase the amount of loans booked online by 12.5% in the first year and reduce the application process from 12 screens to three easy steps.

Coastal Credit Union

By switching to the LoansPQ loan origination system, Coastal Credit Union increased consumer loan volume by 78%, improved pre-approval functionality, and achieved seamless integration of LOS and account opening.


Achieve Capabilities

Take a look at the most frequently asked analytics questions our Achieve team receives regarding lending and credit processing. The answers provided are applicable for institutions of any size.

Fraud Detection & Prevention

We start by defining fraud. After which we review the characteristics of a solid fraud score, provide a short overview of the different analytics techniques used to detect and prevent fraud and explain how fraud models can substantially lower the related risk and improve the overall efficiency.

Decisioning Optimization Through a Custom Scorecard

Explore how MeridianLink Achieve custom scorecards can help substantially increase automation in the credit underwriting process and improve risk control at the point of origination while allowing financial institutions to gain more business.

Identifying an Optimal DTI Definition Through Analytics

Three ways the commonly used debt-to-income (DTI) ratio can be calculated are presented. Each version is first described in terms of main characteristics and then analyzed in terms of risk prediction using portfolio data. The main goal is to benchmark each version to provide financial institutions with insight into their own calculation process.

Thin-file & No-hit Decisioning Optimization eBook

This eBook describes the issues related to thin-files and credit invisibles (no-hits) as well as show how a good credit decisioning solution tailored to a specific institution can provide a framework for better risk assessment, increased lender business through deeper penetration, and improved fair lending.


MeridianLink 2018 User Forum Recap

POWER UP! The MeridianLink 2018 User Forum was held in Huntington Beach, CA, and was quite a success. Check out the highlights.

LendingQB Overview

You may know LendingQB as a leader in mortgage loan origination technology, but did you know that it is also a product of MeridianLink? This brief video explains our relationship and how we work together.