Achieve helps financial institutions evaluate consumers by leveraging advanced analytics. Some institutions take too many risks while others are too conservative. Achieve helps them find the right balance.
Automation is the key to efficiency and profitability. Achieve helps financial institutions of any size optimize rules and settings for their decisioning paths to create the best possible scenarios for success.
Our solutions help institutions better identify proper pricing based on a number of factors including a borrower's credit risk. By utilizing better evaluation methods, our clients maximize value generation opportunities.
Achieve's analytics solutions can be fully and seamlessly integrated with MeridianLink technology, eliminating the chances of wasting time and resources with third-party vendors and connectors.
Achieve builds solutions that cover the entire credit life cycle. This coverage includes segments such as marketing, underwriting, and behavioral and collections models. We can even optimize your cross-selling activities through specific tailored solutions.
Achieve relies on decades of applied analytics experience. Members of our team have not only mastered ways to identify, segment and prioritize risk, they use an in-depth knowledge of loan origination system decision functionality.
MeridianLink Achieve's relentless research and development practices help keep us on top of the latest trends and most advanced methods used to leverage analytics and provide the best possible solutions that fit your needs.
We build custom solutions for specific needs. Rather than applying the same solutions to every client, we provide a true partnership that requires a deep understanding of your goals and operations before recommending ways to best leverage models and data.
With more than 1,200 financial institutions served by Achieve Analytics solutions, we have extensive knowledge of how to avoid the challenges that plague so many other financial institutions. We also know the best ways to streamline operations without oversimplifying the approach.
Achieve uses a collaborative approach to build the right solution. We partner with you from the beginning of the project, disclosing all of the relevant information and producing extensive documentation without any additional burden to your institution.
Take a look at the most frequently asked analytics questions our Achieve team receives regarding lending and credit processing. The answers provided are applicable for institutions of any size.
We start by defining fraud. After which we review the characteristics of a solid fraud score, provide a short overview of the different analytics techniques used to detect and prevent fraud and explain how fraud models can substantially lower the related risk and improve the overall efficiency.
Explore how MeridianLink Achieve custom scorecards can help substantially increase automation in the credit underwriting process and improve risk control at the point of origination while allowing financial institutions to gain more business.
Three ways the commonly used debt-to-income (DTI) ratio can be calculated are presented. Each version is first described in terms of main characteristics and then analyzed in terms of risk prediction using portfolio data. The main goal is to benchmark each version to provide financial institutions with insight into their own calculation process.
Whether you're in the preliminary stages of research or looking for detailed answers that may require a demo, our team is always available to discuss your options and how we can help.