Product Innovation Snapshot
Helping You Innovate
at the Pace of Change
At MeridianLink®, we’re committed to driving innovation that empowers your financial institution to work smarter, move faster, and grow stronger. Every enhancement we deliver is guided by four key strategies, each designed to help you operate more efficiently, engage consumers more meaningfully, and stay ahead in a rapidly evolving market.
Release Highlights
Our latest MeridianLink product updates focus on driving growth by accelerating and scaling digital acquisition through more efficient, secure, and consumer-friendly experiences, including:
- Improving conversion rates through smarter consumer applications and increased automated decisions.
- Decreasing abandonment and enabling cleaner handoffs with streamlined workflow tools and omnichannel consumer engagement.
- Reducing manual work and offering more self-service options for customers to free up internal resources.
Key Releases
What’s New Webinars
Learn more about the latest round of updates and enhancements.
Expand your reach and drive growth with a streamlined, fully digital account opening and loan application experience.
|
Product |
Release |
Description |
|
|---|---|---|---|
|
Access |
Prefill (Pilot) |
Instantly verify identity and automatically populate personal data data, streamlining transactions while enhancing security and reducing fraud. |
|
|
Mortgage |
Originator Portal: Information Architecture |
Refreshed design allows lenders to more easily process mortgage loans through an updated information architecture that provides an intuitive user experience. |
|
Deliver tailored products and experiences that build stronger, lasting relationships with your customers and members.
|
Product |
Release |
Description |
|
|---|---|---|---|
|
Access |
Omnichannel Reengagement (Pilot) |
Financial institutions can reengage applicants—whether they started in-branch or online—by sending a unique URL that allows consumers to resume unfinished applications. |
|
|
Consumer/DecisionLender |
Vehicle Loan Batch Validation Tool |
The Batch VIN ID Tool enables FIs to quickly identify 2025 vehicle loans eligible for tax deductions using batch VIN checks, helping customers comply with new federal requirements tied to the Made-in-America interest deduction. |
|
|
Opening |
Distinct User Rights for Different Account Types |
Enables admins to configure separate user rights/permissions for Personal Accounts, Special Accounts, and Commercial Accounts. |
|
|
Consumer/Opening |
Eliminate Duplicate Denial Reasons for Modern Experience |
Remove duplicate denial reasons from appearing on automatically decisioned applications originating via API in the Modern Experience. |
|
|
Mortgage/OpenClose |
Salesforce SSO |
Introduces an SSO connection to Salesforce for access to the new Salesforce Knowledge Base, as the Support team transitions from CXOne MindTouch to Salesforce Knowledge. |
Improve efficiency and accuracy by automating routine tasks and accelerating decisioning.
|
Product |
Release |
Description |
|
|---|---|---|---|
|
Opening |
Enhanced Deposit Instant Approvals & Declines |
Streamlines automated decisioning workflow by reducing instant approval clicks for in-branch applications and enabling instant declines for all channels. |
|
|
Collect |
Tangenesis Self-Service Collections |
Allows consumers to manage collections independently through their devices, reducing staff involvement while improving the consumer experience. |
|
|
Consumer/Opening |
Data Connect for Marketplace |
Securely share mutual customer data and streamline data exchange with MeridianLink Marketplace partners, allowing for faster, more powerful integrations |
|
|
DecisionLender |
Point Predictive IE Validate |
Introduces Point Predictive’s IE Validate as a cost-effective income verification alternative, simplifying integration, rule authoring, and configuration. |
|
|
Mortgage Credit Link |
4506C API Integration |
CRAs no longer need the 4506C form and can reduce turnaround times and streamline ordering and retrieval from the IRS. |
|
|
Mortgage Credit Link |
The Work Number Additional Products |
Expand MCL’s existing integration with Equifax to include all TWN products available to resellers. |
|
|
Mortgage |
Enhanced Org Structure Support | Division Config Options, Logos & Brand Colors |
Allows customers with complex organizational structures (e.g., multiple DBAs, CUSOs, and BPO providers, etc.) to configure account and integration settings, logos, and brand colors which deviate from the default values defined at the corporate level. |
|
|
Mortgage |
Candid Integration |
Integration with Candid CRM for real time status updates for loans, automated communication workflows. |
|
|
Mortgage Access |
Construction and Land Workflows |
Provides additional workflows to support Construction and Land loans. |
|
|
Mortgage/OpenClose |
SSO for Community |
Introduces SSO access to the Community platform, enabling secure peer-to-peer collaboration and centralized access to Product Announcements, Release Notes, and System Alerts. |
|
|
Mortgage/OpenClose |
PriceMyLoan – Post Implementation |
Enhancements designed to enable a smooth transition from DecisionAssist to PriceMyLoan. |
