product enhancementS Q3 2025
Helping You Innovate
at the Pace of Change
At MeridianLink®, we’re committed to driving innovation that empowers your financial institution to work smarter, move faster, and grow stronger. Every enhancement we deliver is guided by four key strategies, each designed to help you operate more efficiently, engage consumers more meaningfully, and stay ahead in a rapidly evolving market.
Q3 Highlights
This quarter, we’re focused on helping your institution unlock the full potential of its data and AI—driving growth that’s faster, easier, and more achievable. With expanded digital acquisition tools, enhanced automation, and deeper insights across your operations, these enhancements empower you to capture more opportunities, accelerate decisioning, and deliver personalized experiences that strengthen consumer relationships.
Key Releases
What’s New Webinars
Learn more about the latest round of updates and enhancements.
Your Future Delivered Through Four Key Strategies
Expand your reach and drive growth with a streamlined, fully digital account opening and loan application experience.
| Product | Release | Description | |
|---|---|---|---|
| Access | Second Chance Product Support | Account opening now supports Second Chance Checking, giving more of the people you serve access to banking and inclusive financial options. | |
| Access | Business Account Opening | Provides your small business account holders with modern application experiences for digital lending and deposit account opening. *Pilot in Q2 | |
| Access | Special Deposit Accounts | Create special account opening application flows, broadening support across the MeridianLink loan modules. *Pilot in Q2 | |
| Access | Landing Page | Build customized pages that promote your product offerings and streamline the path to application. | |
| Access | Funding Limit Enhancements | Set funding limits based on both the funding method and deposit product category to improve risk management while providing a smoother, more personalized experience. | |
| Mortgage Access | Alternate Product & Pricing Views – Pre-App Enhancements | Sort pricing results by rate, monthly payment, points, or closing cost for easier comparison and selection of loan options based on individual preferences. | |
Deliver tailored products and experiences that build stronger, lasting relationships with your customers and members.
| Product | Release | Description | |
|---|---|---|---|
| Access | Cross-Sell Support | After a loan is approved, you can seamlessly offer additional products with minimal friction—making cross-selling faster, easier, and more effective. | |
| Consumer/Opening | Pre-Qualification Tool | Validate pre-qualified leads and seamlessly convert them into applications for more effective, targeted cross-sell and share-of-wallet growth. | |
Improve efficiency and accuracy by automating routine tasks and accelerating decisioning.
| Product | Release | Description | |
|---|---|---|---|
| Mortgage | PriceMyLoan Modernization | Locked Loan Scenario Re-Pricing | Control how pricing is handled after a rate lock by giving loan officers the ability to easily update pricing and adjust the rate lock themselves after a change of circumstance—no lock desk assistance needed. | |
| Mortgage | Define Loan Program Level Auto-Lock Eligibility | Each PriceMyLoan program now includes an auto-lock eligibility flag, giving you control over which programs qualify for automatic approval. Combined with workflow rules, this provides a flexible, confident way to manage auto locks. | |
| Consumer/Opening | Point Predictive AutoPass | Integrates with MeridianLink Consumer using custom scoring to mitigate fraud – reducing risk exposure, streamline decisions, and protect portfolios across direct and indirect lending. | |
| Consumer/Opening | Distinct User Rights for Different Account Types | Assign user rights by account type—Personal, Special, or Commercial—to streamline operations and improve accuracy and efficiency. | |
| Consumer/Opening | App Type Color-Code for Modern Experience | Color code your application types to create a consistent visual experience that simplifies navigation, reduces errors, and boosts efficiency. | |
Leverage data-driven insights to strengthen strategies, reduce risk, and uncover new opportunities.
| Product | Release | Description | |
|---|---|---|---|
| Mortgage | Insight for Mortgage | Our new mortgage lending analytics solution allows you to leverage mortgage-specific intelligence and real-time insights to turn raw data and peer benchmarks into clear, confident decisions that accelerate growth, increase revenue, and improve efficiency. | |
| Collect | Insight for Collect | Our collections analytics solution helps you identify early signs of financial hardship, prioritize accounts by propensity to pay, and improve recovery outcomes with predictive analytics and real-time dashboards integrated right into your collections workflow. | |
