The materials available in this article are for informational purposes only and not for the purpose of providing legal advice. You should contact your own advisors with questions regarding the digital lending content herein. The opinions expressed in this article are the opinions of the individual authors and may not reflect the opinions of MeridianLink, Inc.
Consumers today have choice. They can pick where to save, where to borrow, and which institution earns their trust. And just as consumers have options, so do financial institutions. You choose the digital lending and account opening tools that help you operate more efficiently, engage consumers more meaningfully, and grow faster than your competition.
At MeridianLink, we understand the impact it has to be the FI of choice. That’s why our Q3 product enhancements are designed to give you the flexibility, intelligence, and automation needed to meet consumer expectations and drive growth across every stage of the financial journey.
Here’s a preview of the major enhancements to the MeridianLink One platform this quarter:
Unlock the Power of Data and AI
MeridianLink® Insight for Mortgage
A best-in-class intelligence and analytics solution for mortgage lending, designed to help you accelerate decision-making and drive measurable growth from day one.
- Access 2,000+ data points from the MeridianLink Mortgage LOS.
- Utilize 60+ pre-built dashboards and hundreds of customizable data views.
- Identify friction points in the sales funnel to improve pull-through and cross-sell rates.
- Benchmark loan volume and processing speed against industry peers.
- Gain deeper insights into borrower segments through analysis of income, credit scores, and more.
- Scalable architecture supports data growth and future technology integration.
MeridianLink® Insight for Collect
A smarter way to manage collections, helping you prioritize accounts, reduce wasted outreach, and increase ROI.
- Combines real-time consumer data with advanced analytics and tools like the Propensity to Pay Index and virtual Collector.
- Enables strategic account prioritization based on historical payment behavior.
- Reduces time spent on delinquent accounts and accelerates repayment turnaround.
- Improves ROI by helping consumers regain financial stability efficiently.
- Provides a clear view of each consumer’s journey through performance dashboards.
Expand Digital Acquisition
MeridianLink® Access and MeridianLink® Opening now include new digital account opening features designed to help you reach more consumers and provide faster, seamless access to products.
- Second Chance Product Support: Enable consumers to open Second Chance Checking accounts, offering inclusive banking options.
- Business Account Opening: Provide a fully branded, streamlined experience for business owners to open deposit accounts across any channel.
- Special Deposit Accounts: Support additional account types, including minors, trusts, memorial, and estate accounts, expanding your product offerings and accessibility.
Grow Relationships Through Automated Offers
Expanded Cross-Sell Support in MeridianLink Access helps you turn new loans and deposits into immediate growth opportunities by delivering personalized, automated offers.
- Real-time, personalized offers: Instantly present relevant products to consumers during account opening or loan origination.
- Automated offer creation: Reduces manual effort while increasing adoption of additional products like deposits, loans, or credit cards.
- Enhanced consumer engagement: Strengthens relationships by delivering the right offer at the right moment, improving conversion and loyalty.
What Is MeridianLink One?
MeridianLink® One empowers financial institutions to develop lifelong financial management relationships by supporting every stage of a consumer’s financial journey. With solutions that span the entire digital lending journey—from deposit account opening, consumer and mortgage loan origination, data access and verification, business consulting, analytics, collections, and scoring—the platform’s seamless integration eliminates the need for disparate financial systems, reduces silos, and increases efficiencies.
In a market full of options, choose the digital lending and account opening platform that helps you win.
