Refy Lending is a technology driven auto refinance origination platform that connects financial institutions with incremental direct to consumer loan volume. Refy manages the borrower journey from customer acquisition and application processing through documentation, contracting, payoff coordination, and title processing, while each lending partner maintains control of its underwriting guidelines, pricing, and final credit decisions.

Our proprietary technology aligns applicants with lender specific credit criteria, helping improve efficiency and deliver qualified opportunities. Refy is built to give financial institutions a scalable way to grow auto loan originations without having to build an additional customer acquisition, sales, and processing operation.