Pinwheel is the fintech helping banks and credit unions win primacy with frictionless account activation and engagement experiences. Our industry-leading ‘Switch Kit’ combines embedded direct deposit and bill switching at account onboarding, and is proven to deliver 30% more deposit switches than competitive solutions in head-to-head tests.

At the core of Switch Kit’s conversion advantage is Pinwheel’s next-generation deposit switch technology, PreMatch, a first-of-its kind credential-less experience powered by direct connections with payroll providers. Our proprietary network includes multiple exclusive partnerships and spans 1,800+ payroll platforms, 40+ time-and-attendance systems, federal and state government payroll and benefit administrators, and the U.S.’s largest employers, covering 100% of U.S. workers paid via direct deposit.

Learn more at pinwheelapi.com.