Open Lending is an industry trailblazer in Lending Enablement Solutions for U.S. financial institutions. With AI-powered risk analysis, fully automated decisioning, and built-in default insurance, its decisioning engine Lenders Protection™ enables lenders to drive ROA while managing risk. Using proprietary and third-party data attributes, Lenders Protection™ analyzes 2 million risk profiles in as little as five seconds, empowering lenders to automatically score, price, and decision insurance-backed loans at scale. A trusted partner for achieving key lending objectives, the company has empowered financial institutions to create auto loan portfolios in excess of $20 billion.