Addy AI is a SOC2-compliant artificial intelligence platform built for mortgage lenders to modernize loan processing and underwriting. Founded in 2023 by Michael Vandi, a software engineer and AI expert with experience at AWS, Addy AI was created to solve one of lending’s biggest challenges: manual, time-consuming document review and income analysis.

Intelligent AI agents automatically collect, classify, and analyze borrower documents, calculate income, flag large deposits, identify and collect missing conditions, and surface inconsistencies in real time. Addy AI assists mortgage professionals with guideline questions, qualifications, condition management, and borrower follow-ups while integrating directly with existing LOS, and CRMs.

Addy AI helps lenders close loans faster, reduce operational risk, scale efficiently without adding headcount, and deliver a smoother borrower experience.