Credit unions: Elevate your member mortgage experience
Deliver efficient, member-focused experiences that boost mortgage originations with MeridianLink Mortgage.
The member-first service your credit union prides itself on extends to your digital experiences, too.
Legacy systems—which still power upward of 75% of credit unions—impede that service with compounding issues that have left credit unions’ share of mortgage originations lagging behind competitor banks and IMBs at just roughly 6%. You already have competitive rates, lower fees, and a trustworthy reputation. MeridianLink® Mortgage adds to these strengths with modern mortgage lending that supports happier members, more originations, and an end to the legacy lag.
Legacy tech is
stagnating your growth
Reimagine lending with
MeridianLink Mortgage
The cloud-based MeridianLink Mortgage LOS, part of the MeridianLink® One suite of lending, account opening, and data intelligence solutions, remediates the legacy pitfalls holding you back while delivering better member experiences, efficiency at scale, and consistent mortgage volume and membership growth.
Get to know MeridianLink Mortgage
See how credit unions like yours are growing mortgage origination volume and improving member experiences with MeridianLink Mortgage.
Live in 4 months
With an open API and reliable support, customers have been up and running on MeridianLink Mortgage in as little time as four months.
50% higher productivity
MeridianLink Mortgage customers have seen a 50% increase in average total productivity.
Closing 15 days faster
Customer credit unions have reduced a 45-day closing time average to just 30 days.
23% fewer touches
Automation capabilities such as instant decisions with set risk parameters have reduced average underwriting touches by almost 23%.
Built for the modern mortgage era
In 2021, 63% of homebuyers were interested in a more or fully digital mortgage process. By 2024, that figure had grown to 90%.
Now, digital is merely the expectation, and growing loan volume depends on your digital operation’s efficacy and ease of use. MeridianLink Mortgage is helping credit unions like yours meet this modern moment with:
Connected, data-backed technology
Full core connectivity and clean integration with additional MeridianLink One solutions support a steady flow of current data to better serve members, improve outcome accuracy, and boost ROI.
Reliable support with 94.6% CSAT
From implementation to post-launch, our trusted Support team works with your staff to guide onboarding and training, minimize disruptions, and maintain success as you grow and evolve.
Consistent compliance
Real-time compliance checks and automatic updates guarantee that your credit union remains aligned to current regulations without straining IT resources or requiring valuable time that could be spent supporting members.
Digital-first
excellence
A digital-first interface, robust APIs, webhooks, no-code customizations, and vast partner network replace patchwork legacy solutions to enhance member and staff experiences within your current capacity.
The MeridianLink difference
Simple applications
AI-enabled capabilities, responsive loan officer communication, and consistency across devices are just a few ways our native and third-party POS solutions put member experiences first while eliminating bottlenecks, slashing abandonment rates, and boosting pull-through.
Flexibility and focus
Seamless connectivity across your core system, the MeridianLink One platform, and hundreds of trusted partner vendors enables fully informed, impactful member journeys, driven by rules-based automation, native and third-party PPEs, and customizable applications to address diverse needs.
Long-term relationships
Combo applications offer a quick, convenient path to membership within the mortgage application process, helping you turn non-members interested in your competitive rates into lasting relationships and higher mortgage volume.
Cut per-loan costs
Customers have saved an average of 38% on cost per loan with intelligent workflows, accurate, rapid decisions, title fee service integrations, and other capabilities that replaced pricey workarounds and excessive cures—all while increasing origination volume.
Ready to enhance member experience & boost mortgage business?
Start growing with the modern MeridianLink Mortgage solution.
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