DTI and Credit Decisioning: How Effective is Your Recipe?
Debt-to-income (DTI) is one of the most critical ratios that financial institutions consider when determining the approval or rejection of…
Debt-to-income (DTI) is one of the most critical ratios that financial institutions consider when determining the approval or rejection of…
Here are the five most common mistakes lenders make when operating their indirect lending programs and how decision analytics and…
In the second part of this series, we look at how institutions can avoid a decentralized and fragmented process with…
Generic scorecards that use large, general populations are good at predicting payment behavior on an average population, but custom scorecards…
Learn why the most successful lending institutions use a risk management strategy/model based on three lines of defense across departments
Credit fraud is on the rise, so here are the top variables for providing an assessment of fraud in your…
Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile…