Compete and Succeed in the Digital Era

Successful roadmap for growing loans and deposits in a digital economy to improve ROI and the consumer experience

Knowing your travel plans before you leave on your digital journey helps ensure that you are headed in the right direction and allows you to chart your success to your destination. Below is a roadmap that outlines all the milestones for an effective and successful digital account opening and lending program.

Within that roadmap, you will notice how our integrated platform, MeridianLink One, comprised of all our products and services, fits perfectly into that journey.

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Customer / Member
Start Here

Drive Profitability and Optimize Decisions

Data and Analytic Products and Solutions to Transform Your Business

MeridianLink Consulting

Analytics & Consulting

Custom scorecards, risks, and fraud analysis, performance optimization

Increase Revenue and Profitability

Data and Analytic Visual Reporting Tool to Easily Identify Areas of Opportunity

MeridianLink Insight

Advanced Reporting

Intuitive and definable business intelligence dashboard

Universal Application

Mobile-first online application for any new loan or deposit account

Easily Personalize Your Application Process

Secure, Fast, Reliable and Consumer-Friendly Application Experience Across All Devices

MerdianLink Portal

Universal Portal

Digital and online point-of-sale for all deposit and loan products through a single portal

Unified Origination Platform

Fully integrated system to manage end-to-end process for loans and deposits

Integrate Account Opening To Expand Lending Activity

Comprehensive Online Account Opening

MerdianLink Opening

Deposit Account Opening Origination

Personal and business checking, savings, CDs, money markets, HSAs, and IRAs

Improved Consumer Lending Experiences

Confidently and Securely Ensure More Customers Have Personalized Experiences Anytime, Anywhere

MerdianLink Consumer

Consumer Loan Origination

Direct, indirect and mortgage, consumer and business, secured and unsecured

Originate & Process Mortgage Loans Efficiently

Improve ROI by utilizing automation to propel mortgage efficiency from application to funding

MerdianLink Mortgage

Mortgage Loan Origination

Direct, indirect and mortgage, consumer and business, secured and unsecured
Cross Sell
Automated prequalification, strategic and tradeline based offers with savings analysis

Underwriting / Post-Approval

Automated and dynamic tasks, queues, actions, notifications, and decisions

Underwriting / Post-Approval

Automated and dynamic tasks, queues, actions, notifications, and decisions
Advanced Decisioning
Enhanced data attributes, scoring, and analytics to control risk

Closing / Booking

Automated onboarding and enrollment in home banking

Closing / Booking

Automated documents, signatures and onboarding

Funding

Automatic disbursement of funds and ACH processing for direct and indirect loans

Open API

Allows connectivity to Vendor Partner Network systems and data

Collection Software to Efficiently Manage Delinquencies

Web-Based Tool to Identify Delinquencies & Conquer the Collection Process

MeridianLink Collect

Collections

Intelligent contact strategies and loss mitigation
 

Accelerate and Differentiate Your Business

Access over 580 Partners To Power the End-to-End Journey

MerdianLink Marketplace

Vendor Partner Network

Continuously reviewed and updated integrated services, covering end-to-end processing lifecycle
Home Banking Portal
Lead Gen / POS Portal
Indirect Auto Portal
Consumer Credit Bureaus & Related Products/Services
Business Credit Bureaus & Related Products/Services
Alternative Data Providers
Fraud Detection
ID Verification
OFAC
Address Verification/ Authentication
BSA/Anti-Laundering
POS/Web Analytics
Vehicle Valuations
Custom Scoring
Indirect and Lease Processing
Outsource Processing
Real Estate/Settlement Services
HMDA Reporting
Document Imaging
eSignature
Compliance Documents
Home Banking
 
Core Banking
NACHA
Payment Gateway

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