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Retail Banks: From Account Opening to Loan Booking

Overview

An end-to-end retail bank solution that increases customer convenience and satisfaction.

Attract new accounts and retain current accounts by offering convenience for every customer. Our web-based banking solutions make it fast and simple for new customers to set up accounts and existing customers to manage their accounts at any time, from any place.

Our XML-based solution is an end-to-end single platform that combines information from every channel to provide reliable data that banks can trust to grow capital and improve business decisions.

MeridianLink functionality and expertise comply with the evolving regulatory climate. Need help with an issue or concern? Our support team is ready to help you reach a resolution.

Benefits

Increase Customer Satisfaction

Demonstrate your commitment to new and current customers by making services available on customers’ terms.

Leverage Cross-sell Opportunities

Instant cross-sell suggestions free your staff to focus on service and help customers save money by getting better rates.

Reduce Costs

Rely on our expertise instead of establishing and maintaining a costly system. Transparent pricing ensures there are no surprises.

Minimize Risk

Limit liability and rest easy knowing that our rigorous security tactics will reduce fraud and ensure customer data is always protected.

Features

Customer Convenience

Customers can open new accounts, prequalify for loans or mortgages and monitor credit from any web-based device and at any time.

Single-platform Solution

Seamlessly merge information from consumer, commercial and new account channels as well as easily integrate the data with an existing core system.

Smooth Deployment

Easy-to-use technology that requires minimal training means that your bank can manage the transition without hiring additional staff.

Expert Customer Support

Our responsive customer support team is available every step of the way throughout development, deployment and ongoing usage.

Reliable Automation

User-friendly design ensures rules and workflows are easily implemented to achieve the desired level of automation, which boost efficiency and profitability.

Products

Loan Origination System

Simplify lending with LoansPQ, a powerful and robust web-based decisioning engine perfect for retail banks of all sizes.

Opening & Funding Platform

XpressAccounts is the end-to-end web-based account opening and funding transaction solution that customers love and leading retail banks trust.

Mortgage Origination System

LendingQB modernizes your retail bank's mortgage process and integrates with over 300 industry vendors.

Services

Empowered Decisions

Achieve Analytics is an agile predictive analytics solution that features configurable performance analytics; validation, tracking and monitoring of scorecards and lending policies; tailored analytic packages; underwriting and portfolio analytics; risk-based pricing; intelligent decision optimization; and expert synthesis.

Optimized Processes

Achieve Business Consulting optimizes loan origination systems for maximum efficiency regarding procedures and policies. Due to evolving markets and staff turnover, the rules engine, matrices and other functionality can lose effectiveness regarding policy and strategy execution.

Elevated Performance

Achieve Data & Reporting uses business intelligence to improve performance, policies and bottom lines. It delves into lending strategies and portfolio performance. It also investigates credit and risk management, compliance, and credit process efficiency. This provides the guidance needed for immediate and long-term results.

Schedule a Consultation

Whether you're in the preliminary stages of research or looking for detailed answers that may require a demo, our team is always available to discuss your options and how we can help.