"It’s essential for us to house everything on one system that seamlessly interfaces with our core system. Doing so has played an important role in our success over the past several years as well as our strategy to improve on that success. Overall, it’s been a great partnership."

Jeffrey Bergum, Vice President of Retail Services for Associated Credit Union.


XpressAccounts is the industry-trusted web-based account opening and funding transaction platform that unifies deposit account opening for all channels and product types. With robust functionality ranging from identity verification, OFAC checks, e-signature, switch kits and core system connectivity, XpressAccounts saves operational costs and increases customer/member satisfaction from application initiation to account creation. Seamless integration with LoansPQ and Application Portal allows for deepening member and customer relationships through a mobile-first digital experience and cross-selling capabilities.

Michelle Chuang P4 - Animation (Final)




Single account origination platform

All channels (mobile, online, branch, call center, lead generation and kiosk) are consolidated into a single processing system for a consistent experience for processors and applicants alike.


Full deposit account suite support

XpressAccounts supports all deposit products your institution offers including checking, savings, CDs, IRAs, minor accounts, and more.


Robust core system integration

XpressAccounts integrates with more than 25 core systems, reducing core system data entry and simplifying the process of opening additional accounts for existing customers and members.


Dynamic workflow

Configure the system to reduce manual work by setting up automated actions based on your business rules. Automatically move applications to and from customized application pipelines, notify applicants and users on status updates, and send welcome letters and emails.


Flexible decisioning

Using your preferred vendors, designate when certain checks should be run for specific products — from ID authentication to soft credit pulls — in order to automate decisioning and ensure applicant quality.


Powerful configurability

Tailor the application experience to your workflow and products being offered, allowing for information to be targeted to the products and applicants on each application.


Expansive integrations

Integrate seamlessly with best-in-class integrations, including e-signature vendors, home banking systems, BSA monitoring, online switch kits, various funding methods and more. MeridianLink’s Open APIs put the power in your hands to integrate in-house technology with the LoansPQ loan origination system.


MeridianLink integrations

Leverage the MeridianLink ecosystem with seamless integration between XpressAccounts and LoansPQ for lending, Application Portal for mobile-first digital acquisitions, XpressCollect for collections and LendingQB for mortgages.


Increased Consumer Satisfaction

Ensure applications are finished by providing instant decisions on deposit accounts. Empower applicants to apply, e-sign documents, and automatically create core system membership records within minutes.

Reduce Churn

Leverage verification products and services to drastically reduce the number of fraudulent applications approved to join your customer bases or membership, improving your bottom line and allowing more attention to be dedicated to your quality base.

Increased Revenue

Integrate with LoansPQ to deepen relationships with existing customers or members through cross-selling and integration with core data.

Reduce Operational Costs

Reduce new customer and member acquisition costs by increasing the speed, accuracy, and efficiency of creating new accounts.