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MeridianLink® MortgageCreditLink® (MCL) Announced as Authorized Report Supplier for Day 1 Certainty™ from Fannie Mae

Enables Fannie Mae to provide lenders freedom from representations and warranties on key aspects of mortgage origination process
Date: Oct 03, 2017 | Location: Costa Mesa

MeridianLink®, a leading provider of credit reporting and verification service technology to the mortgage industry, today announced that it is an Authorized Report Supplier of eligible verification reports for Day 1 Certainty from Fannie Mae.

All service providers that license MCL’s web-based 4506-T fulfillment module are now able to provide electronic tax transcripts via direct connection to Desktop Underwriter® (DU®), meaning lenders are able to receive the benefits of the Day 1 Certainty program on loan file submissions. This direct connection to Desktop Underwriter can be utilized in conjunction with MCL’s existing direct connection to Desktop Underwriter for credit report submission.

“Direct integration into DU for the Day 1 Certainty program demonstrates the perpetual evolution of the MCL product,” said Wesley Zauner, Associate Director-MCL, MeridianLink. “Our focus on robust, reliable application development, comprehensive service offerings and near-constant uptime provide enhanced efficiencies, reduced costs and peace of mind to any MCL user.”

Mortgage Credit Link simplifies product ordering with an intuitive web interface, integrated tools for order fulfillment, and comprehensive product and service APIs for integrations into any application for a seamless user experience. The list of supported APIs includes SmartAPI, a new MeridianLink API that covers all MCL products and services enabling streamlined development efforts and superior automation.

MCL is a single platform solution for financial institutions to access verification services. Please contact your local MeridianLink affiliate for additional information on this program and how your company can benefit from utilization of this integration.

About MeridianLink
MeridianLink, Inc., developer of the industry's first multi-channel account opening and loan origination platform, is a leading provider of enterprise business solutions for 20,000-plus financial service organizations. The company’s passion for excellence is reflected in its web-based credit reporting, lending and new account opening/deposit technologies, which all enjoy solid reputations as being cutting edge, reliable and affordable. Based in Costa Mesa, California, MeridianLink is committed to creating smart solutions that deliver real value. For more information, visit

Contact: Doug Wheaton
Senior Marketing Manager
PH: 714-708-6950