Online & Mobile Lending

It’s a virtual world with 24/7 access to news, entertainment, shopping, bill payment, and even financial services. If you don’t give your customers a 24-hour, mobile-friendly, online experience for their financing needs, you may be left behind.

DecisionLender is flexible and configurable cloud-based loan origination software (LOS) gives you the sleek, sophisticated power to offer round-the-clock, online and mobile lending. DecisionLender includes robust safeguards, multiple fraud risk controls, and omnichannel flexibility to start loans, save progress and close loans from any location – all without requiring IT resources.


  • Apply your branding
  • Configure screens and workflow to your specifications so you gather the applicant data you need
  • Organize the drop-down menu to offer multiple consumer loan types
  • Choose to have application data automatically processed through the DecisionLender decision engine or manually processed per your lending rules and workflow requirements
  • Enjoy single sign-on, allowing the pre-populating of applications


  • Allow DecisionLender to automatically validate applicants with your preferred method of authentication
  • Choose whether to rely on a manual or fully automated process for selecting the appropriate forms and documents based on loan type and state requirements
  • Tailor the thank-you message that appears after the process is completed
  • Choose from multiple fund transfer options, including ACH (manual or automatic)


  • Receive and process consumer loan applications for both secured and unsecured loans, optimized for any device your borrower uses, including mobile devices, tablets and laptops
  • Configure the online/mobile loan application process to fit your required parameters (e.g. the states where you do business, types of loans, loan limits, etc.)
  • Modify or add fields and rules and make rule or program changes at any time without IT or developer resources

Additional Functionality

  • Receive online applications from any device or application provider and any location with our open API and DLX that integrates with third-party lending channels
  • Use third-party data for fraud prevention
  • Reduce abandonment rates by auto-populating applications using third-party data sources, scanned driver’s licenses or for members extract data from the servicing system
  • Use analytics to identify system bottlenecks, to map the optimum route that reduces abandonment rates, and so much more

Want to learn more about DecisionLender?

Contact us to learn more about loan origination software