Digital Banking & Lending Solutions for Banks

MeridianLink provides loan origination software, digital lending, and online account opening software to banks nationwide. Our digital banking software and loan origination system helps banks streamline lending processes so they can focus on what matters most, their customer relationships.

Our loan origination system and digital banking platform are configurable to accommodate every bank's business rules to ensure a consistent application process from every source. Contact us to learn more about our digital banking solutions. 


Digital Banking Solutions

An end-to-end retail bank solution that increases customer convenience and satisfaction.

Attract new accounts and retain current accounts by offering convenience for every customer. Our web-based banking solutions make it fast and simple for new customers to set up accounts and existing customers to manage their accounts at any time, from any place.

Our XML-based solution is an end-to-end single platform that combines information from every channel to provide reliable data that banks can trust to grow capital and improve business decisions.

MeridianLink functionality and expertise comply with the evolving regulatory climate. Need help with an issue or concern? Our support team is ready to help you reach a resolution.

Digital Banking Products

Loan Origination System

Simplify lending with LoansPQ, a powerful and robust web-based loan origination system perfect for retail banks of all sizes. Learn more.

Opening & Funding Platform

XpressAccounts is the end-to-end web-based deposit account opening and funding transaction solution that customers love and leading retail banks trust. Learn more.

Mortgage Origination System

LendingQB modernizes your retail bank's mortgage process and integrates with more than 300 industry vendors. Learn more. 


Empowered Decisions

MLX Consulting is an agile predictive analytics solution that features configurable performance analytics; validation, tracking and monitoring of scorecards and lending policies; tailored analytic packages; underwriting and portfolio analytics; risk-based pricing; intelligent decision optimization; and expert synthesis. Learn more. 

Optimized Processes

MLX Consulting optimizes loan origination systems for maximum efficiency regarding procedures and policies. Due to evolving markets and staff turnover, the rules engine, matrices and other functionality can lose effectiveness regarding policy and strategy execution. Learn more.



Customer Convenience

Customers can open new accounts, prequalify for loans or mortgages and monitor credit from any web-based device and at any time.


Single-platform Solution

Seamlessly merge information from consumer, commercial and new account channels as well as easily integrate the data with an existing core system.


Smooth Deployment

Easy-to-use technology that requires minimal training means that your bank can manage the transition without hiring additional staff


Expert Customer Support

Our responsive customer support team is available every step of the way throughout development, deployment and ongoing usage.


Reliable Automation

User-friendly design ensures rules and workflows are easily implemented to achieve the desired level of automation, which boost efficiency and profitability.

“Application Portal has been a game changer for us. It’sso easy, user-friendly and effective. Accepting onlineapplications with our specific customizations and contenthas provided additional customer volume that is theequivalent of 2-3 additional branches.”

Justin Bifro, Consumer Lending Administration Manager, First Financial Bank


Increase Customer Satisfaction

Demonstrate your commitment to new and current customers by making services available on customers’ terms.

Leverage Cross-sell Opportunities

Instant cross-sell suggestions free your staff to focus on service and help customers save money by getting better rates.

Reduce Costs

Rely on our expertise instead of establishing and maintaining a costly system. Transparent pricing ensures there are no surprises.

Minimize Risk

Limit liability and rest easy knowing that our rigorous security tactics will reduce fraud and ensure customer data is always protected.