Digital Banking Is No Longer Optional

Digital Deposit Account Opening

MeridianLink’s digital account origination lets banks engage and onboard new business and personal deposit accounts completely automatically.  The following are just some of the features MeridianLink delivers for checking accounts, CDs, savings accounts, HSAs, business checking, business savings, and more.

• Mobile-first Application Portal – 24/7 Point of Sale
• 3-5 minute application process
• New or Current customers – Accessible from any browser, also integrated with most home banking applications and switch kits
• Business accounts – FinCEN compliant, dynamic workflow automatically processes multiple beneficial owners
• Automated KYC, fraud checks, and identity verification – safer and more comprehensive than in person
• Flexible, instant decisioning - Automated rule and workflow engine onboards accounts in-session
• Automated cross-sell – Instantly qualify applicants for multiple deposit and loan products, with a single application
• Automated funding – Via ACH, PayPal, account transfer, more
• Automated notifications – Via text or email, to applicants or bank staff
• Document upload – Any docs, any device, automatically attached to the application and moved to core/document storage
• Automated onboarding to the core system, automated enrollment in home banking

And many other critical digital account opening functions….