Rate Cuts and Realities: Navigating the 2024 Housing Market
In mid-September, the Federal Reserve held one of its most pivotal meetings in recent memory, deciding to lower the Federal…
2024 State of Digital Lending Report: Digital-First, Human-Centric
The Digital Banking Report’s 2024 State of Digital Lending reveals a crucial development: digital lending has become the standard, and…
Combatting the Top Challenges Faced by Credit Unions
By embracing the opportunity of technology, credit unions can continue being a trusted partner to their members.
Key issues when trying to reach members at receptive times
We discuss relevant data that explains how consumers are feeling and options to create meaningful connections and enhance member loyalty.
Millennials and Gen Z Homeownership: Realizing the Dream of Affordable Housing
The American Dream of white picket fences surrounding perfectly manicured lawns and well-kept 2-bed, 2.5-bath houses may be a bit…
Navigating the U.S. Housing Affordability Crisis
With home prices skyrocketing and economic pressures intensifying, the U.S. housing affordability crisis is creating hurdles for both potential homeowners…
Enabling Member Feedback Within Online Applications Is Key for Improving Credit Union Success Rates
HappyOrNot® Smiley Digital surveys appear within the credit union’s MeridianLink® deposit and loan application sessions. The timely, easy. and fun-to…
Navigating the U.S. Housing Affordability Crisis
The aspiration of homeownership has been deeply ingrained in the fabric of American culture. However, for millennials and Gen Z,…
Section 1071 Compliance: Tackling the Increased Cost and Complexity for Financial Institutions in 2024
Earlier this year, the Consumer Financial Protection Bureau (CFPB) issued a final rule amending its regulations that implement the Equal…
What’s on the Horizon for the Banking and Lending Industry as we Head into the New Year?
The past few years have shown us that change in the financial landscape is not just constant, it’s accelerating at…