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DTI and Credit Decisioning: How Effective is Your Recipe?

By Chris Carlson | Credit Risk Management credit decisioning DTI debt-to-income ratio
Have you ever noticed how defensive some people can be when it comes to their favorite or family recipes? Depending on the food and the people involved, certain debates can get pretty passionate in a moment’s notice. Some swear their recipes are the..
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Top 5 Indirect Lending Mistakes to Avoid

Spring cleaning, most people don't enjoy it (unless you’re obsessive compulsive – not that there’s..
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How to Avoid Silo Analytics for Improved Credit Decisioning (Part 2)

Following last week’s blog post regarding silo analytics, we’re going to take it one step further..
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Why a One-Size-Fits-All Approach is a Bad Plan for Profitable Credit Decisioning

Have you ever worn something that’s one-size-fits-all? I bet it either wasn’t very comfortable or..
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Credit Decisioning’s Three Lines of Defense for Risk Management

For all of the football fans who subscribe to our blog, Sunday's big game will have your full..
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4 Credit Decisioning Variables Used for Fraud Detection & Prevention

We would like to wish you and yours a safe and happy holiday season! While many people are taking..
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Custom Scorecards: Your Ticket to More Success

Generic credit scores on the market are a widely used tool by lenders to mitigate risk by knowing..
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