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DTI and Credit Decisioning: How Effective is Your Recipe?

By Chris Carlson | Credit Risk Management credit decisioning DTI debt-to-income ratio
Have you ever noticed how defensive some people can be when it comes to their favorite or family recipes? Depending on the food and the people involved, certain debates can get pretty passionate in a moment’s notice. Some swear their recipes are the..
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How to Avoid Silo Analytics for Improved Credit Decisioning (Part 2)

Following last week’s blog post regarding silo analytics, we’re going to take it one step further..
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How to Avoid Silo Analytics for Improved Credit Decisioning (Part 1 of 2)

Analytics can be an extremely profitable investment – assuming efficiency and completion. Financial..
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Credit Decisioning’s Three Lines of Defense for Risk Management

For all of the football fans who subscribe to our blog, Sunday's big game will have your full..
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MeridianLink Digital Lending

Fraud Detection & Prevention 101: How to Protect Your Credit Decisioning

Security remains one of the most important topics for consumers as businesses continue to evolve in..
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A Closer Look at CECL Compliance and What's to Come

A Closer Look at CECL Compliance and What's to Come

The 2008 financial crisis brought more attention to one crucial aspect of the financial system,..
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