DTI and Credit Decisioning: How Effective is Your Recipe?

By Chris Carlson | Credit Risk Management credit decisioning DTI debt-to-income ratio
Debt-to-income (DTI) is one of the most critical ratios that financial institutions consider when determining the approval or rejection of applicants.
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How to Avoid Silo Analytics for Improved Credit Decisioning (Part 2)

In the second part of this series, we look at how institutions can avoid a decentralized and fragmented process with their credit decisioning and decision analytics.
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How to Avoid Silo Analytics for Improved Credit Decisioning (Part 1 of 2)

Today's blog post examines what institutions can do to strengthen their credit decisioning and avoid using silo analytics.
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Credit Decisioning’s Three Lines of Defense for Risk Management

This week's blog details the three lines of credit decisioning defense for risk management and welcomes people to request a link to this week's complimentary webinar.
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Fraud Detection & Prevention 101: How to Protect Your Credit Decisioning

With a focus on origination of a loan and credit decisioning, this blog post will describe the two most prevalent versions of fraud.
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A Closer Look at CECL Compliance and What's to Come

MeridianLink Achieve provides insight on upcoming CECL regulations. What do they mean for financial institutions? What will CECL require for compliance? And how should banks and credit unions plan? We explain what lenders need to know.
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