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The following post is provided by Informed.IQ, a MeridianLink® Marketplace partner.
Loan decisioning is getting faster, smarter—and increasingly automated. Yet, for many credit unions and lenders, modernizing the funding process still comes with friction. Whether it’s the cost of integrating new technology, the burden on lean DevOps teams, or the risk of compliance and fraud exposure, traditional verification methods continue to be a bottleneck.
That’s why the latest integration between Informed.IQ and MeridianLink’s DecisionLender® lending software marks an important shift. Not just in tech, but in what lenders can realistically achieve with it.
Why Document Verification Still Slows Lending Down
It’s no secret that verifying loan package documents has historically been one of the most manual and time-consuming parts of the loan origination process. From stacking and reviewing documents to cross-checking income, identity data, and more, many lenders are still operating in a world where days or even weeks can pass before a loan is cleared for funding.
These delays don’t just hurt efficiency. They impact borrower satisfaction and increase the chances of human error or fraud slipping through the cracks. And for institutions that don’t have a large IT team or budget to spare, building new integrations to address this problem often feels out of reach.
How Intelligent Automation Solves a Bottleneck
That’s where the Informed.IQ + MeridianLink DecisionLender lending software integration makes a difference. This collaboration gives MeridianLink customers direct access to Informed’s advanced document intelligence capabilities, without needing to build or maintain custom integrations. With a low-lift setup, lenders can now automate document stacking, data extraction, and verification tasks, enabling them to process applications in minutes instead of days.
This not only accelerates time-to-funding but also improves consistency and auditability. And because Informed.IQ’s AI checks applicant information against a robust industry consortium, lenders can better detect fraudulent patterns and improve their risk posture—without adding manual review steps.
Making Modern Lending More Accessible
Ultimately, this integration is about empowering lenders of all sizes to compete in a digital-first environment. Whether you’re a regional credit union or a national financial institution, automation should be an enabler, not a barrier.
By embedding intelligent verification directly into the DecisionLender lending software, we’re helping institutions streamline workflows, reduce overhead, and improve the borrower experience—without sacrificing control or compliance.
Ready to modernize your verification process?
Let’s talk about how Informed.IQ can help your team automate smarter, not harder. For more information about this integration and how your institution can benefit, contact Informed.IQ today.
