September 22, 2008
MERIDIANLINK DEVELOPS ULTIMATE INTEGRATION
Northwest Federal Credit Union Requires Custom Solution
When Northwest Federal Credit Union automated their lending application, they faced more than the usual processor integration challenges. Unlike their peers, this $1.5 billion institution operates from a unique core database and required a custom solution. For MeridianLink programmers, developing an in-depth custom integration like Northwest Federal Credit Union required, was a challenge they were more than willing to accept.

September 03, 2008
Automation Technology Strategies
It's hard to explore outer space in an airplane—and it's just about as difficult to grow a credit union using yesterday's technology. A key component of Kern Federal Credit Union's strategic plan for growth was the automation of financial services.

August 14, 2008
MERIDIANLINK TECHNOLOGY ASSISTS WITH CU MERGER
Public Service Credit Union and MeridianLink Partners in Growth
Public Service Credit Union (PSCU), realized unexpected benefits in the use of new technology, in a recent merger with another credit union “We recently acquired another, smaller credit union,” says Steve Weber, assistant vice president of Lending for PSCU, headquartered in Denver, Colorado. “We went from about 77,000 to 120,000 members, and we grew from 20 to 26 branches. Our asset size jumped to $930 million, and we’re experiencing a lot of growth and change.

July 14, 2008
CALIFORNIA CREDIT UNION POISED FOR GROWTH:
Kern Federal Aligns with MeridianLink as Part of Expansion Plans
With the deployment of MeridianLink’s single automated lending and new account opening platform in March of 2008, Kern Federal Credit Union in Bakersfield, CA is now poised for growth. Like many credit unions and community banks, Kern had a single branch location for a long time. “About three years ago, we opened our second branch in an auto mall, says Linda Crosby, Senior Vice President of Financial Services. “We were hoping to enhance indirect lending activity, as well as serve the employees and residents of the surrounding area. We’ve had a great response to this second location, and now we’re working toward adding additional branches in the coming years.”

January 17, 2008
MeridianLink Adds Proprietary Intrusion Detection Logic to MCL
MeridianLink deploys proprietary intrusion detection logic for its Mortgage Credit Link product. The intrusion detection logic is designed to recognize ordering patterns that deviate from the customer’s normal business practices as a way to enhance the MCL system’s preexisting security options. When triggered, the intrusion logic will immediately notify the CRA of the anomaly and limit further access.

October 16, 2007
MeridianLink and FIS Flood Services launch CertMap^TM within Mortgage Credit Link
CertMap^TM is a comprehensive automated map solution from FIS Flood Services. CertMap^TM offers a custom aerial satellite image of the subject property, street map, and flood hazard Layer.

Loan officers and borrowers are able to visually view the property and its proximity to a flood zone; additionally they can identify other issues of concern (gas stations, airports, highway, disposal facility, etc.) CertMap^TM is also designed for the borrower so that they obtain a free quote for flood insurance from the quality provider listed on each CertMap^TM.

March 08, 2007
Technology Rates High at Sun Federal Credit Union:
MeridianLink Receives Top Approval from CU Employees
MeridianLink, a provider of automated credit and lending technology for financial institutions, was rated as having the highest rate of satisfaction among the employees at Sun Federal Credit Union. An annual survey conducted by the Toledo, Ohiobased credit union found that employees were more productive and able to perform their work with greater ease as a result of their deployment of MeridianLink’s LoansPQ Enterprise system.

January 15, 2007
MeridianLink LoansPQ Selected by Nation's Largest Indirect Lending Credit Union
MeridianLink, a provider of automated credit and lending technology for financial institutions, announced that Security Service Federal Credit Union (SSFCU), the nation's largest indirect lending credit union, has selected their LoansPQ Enterprise automated lending and new deposit account platform.

March 28, 2006
MeridianLink Hires Former Fannie Mae Director to Head Mortgage Industry Relations
COSTA MESA, California – March 28, 2006 – MeridianLink, Inc., a technology provider for the mortgage finance industry, announced today that Doug Glagola has joined the company as Vice President of Mortgage Industry Relations. Mr. Glagola will head efforts to build strategic relationships with mortgage industry partners and assist MeridianLink in expanding the reach of its technology.

November 04, 2005
MeridianLink sponsors the NCRA 2005 National Conference
MeridianLink is a proud sponsor of the National Credit Reporting Association (NCRA) and their 2005 National Conference, held November 2-4, 2005. MeridianLink applauds the NCRA staff, officers, board members, and membership for their unwavering efforts to assist and advocate for the credit reporting industry.

November 01, 2005
MeridianLink and Option One release credit integration
MeridianLink and Option One Mortgage Corp. have a completed a credit interface that enables Option One to retrieve credit reports directly from Mortgage Credit Link customers for automated underwriting.

October 20, 2005
CreditXpert Detective released on Mortgage Credit Link
MeridianLink has released the latest credit scoring tool from CreditXpert, known as the Credit Detective. The Credit Detective detects possible errors on borrower’s credit report and calculates potential score adjustments.

September 07, 2005
MeridianLink releases Credit Limit feature
A Credit Limit feature on MeridianLink’s Mortgage Credit Link system enables credit vendors to set a dollar limit on the amount of allowable transactions, helping to prevent collection issues.

July 01, 2005
MeridianLink completes credit interface with MortgageFlex
MeridianLink has completed a credit interface to MortgageFlex, Inc’s.LoanQuest software. Users of the LoanQuest loan origination system can order, view and import credit information from the Mortgage Credit Link platform.

February 21, 2005
MeridianLink's newest LOS interface adds ancillary product ordering.
MeridianLink's newest version of their AgentLink LOS interface allows users to seamlessly order ancillary products from within the LOS, simplifying loan processing by eliminating data re-entry and multiple logins. Credit, flood, tax return verification, and a number of other mortgage settlement products are all handled by the AgentLink interface, consolidating all service charges onto a single invoice for easier account management.

October 26, 2004
MeridianLink adds support for digital signatures to MCL
With support for digital signature, credit reporting agencies can better streamline their repositories update service to obtain faster turn around time for consumer rescoring with more accurate credit data. Mortgage originators benefit hugely by being able to approve their consumers faster through automated underwriting engines that depend on the accuracy of credit data.

June 24, 2004
Target Score Increase added to Credit Analyzer toolset
New to the Credit Analyzer is the Target Score Increase. This novel tool lets users specify a desired credit score increase and the Credit Analyzer determines what actions and the amount of disposable cash required to acheive the score increase goal.

April 15, 2004
MeridianLink Releases Mortgage Credit Link Version 7.0
Included in MCL Version 7.0 is MeridianLink's patent-pending technology for bundling and cross-selling products and services such as Tax Return Verification, Flood Zone Determination, Identity Verification, etc.

January 01, 2004
What-If Simulator added to Credit Analyzer toolset of MCL
The What-If Simulator is a revolutionary tool that allows mortgage originators to experiment with the specific data in the credit history to determine how the credit score can be improved with credit update and correction. Combined with a responsive customer service of a credit reporting company, this is an extremely valuable tool for mortgage originators to qualify more borrowers with borderline credit history.

December 16, 2003
MeridianLink now offers Basis100 AVM products through Mortgage Credit Link

December 10, 2003
MeridianLink integrated Mortgage Credit Link with Fiserv CSW to offer the CASA AVM

October 14, 2003
MeridianLink's Mortgage Credit Link interfaces with Fiserv's easyLender

April 29, 2003
Credit Analyzer tools added to Mortgage Credit Link
With these new tools, mortgage originators can view an analysis report of the borrower's credit history to determine if the scores can instantly be improved with credit correction. This will help mortgage originators build a stronger relationship with the borrower for referral business. More importantly, more leads are qualified into loans because of higher credit scores that are based on accurate credit data.

April 01, 2003
Standard 1003 loan form added to Mortgage Credit Link
Customers that are not using an LOS but require a Uniform Residential Loan Application (URLA) can instantly create a 1003 form from their Mortgage Credit Link credit file and print it. This 1003 form will include borrower information and all liabilities associated with their credit report and can be edited to include other information required for document submission.

March 10, 2003
MeridianLink adds Spanish and Chinese versions of the Consumer Copy Report
Help your customers save time and enhance their ability to reach out to different communities. Mortgage Credit Link now offers the Consumer Copy of the credit report in two languages, Spanish and Chinese! These new products add tremendous value to your services and ensures that borrowers who are not fluent in English understand their credit rights as consumers, saving your customers time and money.

January 31, 2003
MeridianLink's Agent Link now interfaces with PowerPak!

January 28, 2003
New Customer Service Management Reports added to Mortgage Credit Link
Evaluate the quality of your customer service with new Customer Service Management reports. With these new reports, Mortgage Credit Link clients have a powerful tool at hand to track customer service level and identify potential service quality problems. Gauge the performance of your employees and monitor processing issues to help maintain a high level of customer service and address problems quickly.

December 21, 2002
MeridianLink adds Bulletin Board to Mortgage Credit Link!
Effectively make announcements to your customer base about new features, price changes, holidays, etc. without the hassle of mass emailing.

November 12, 2002
Audit Report added to Mortgage Credit Link
Managers can quickly scan through an audit report that is specially designed to detect supicious activities within the Mortgage Credit Link system. Use it on a daily basis to take early preventive measure on activities that could be detrimental to your business.

September 30, 2002
MeridianLink’s Mortgage Credit Link interfaces with Calyx’s POINT new embedded interface!

June 28, 2002
Named Top 100 Mortgage Technology Vendor for 2002 by Mortgage Technology Magazine!

June 24, 2002
MeridianLink’s Agent Link now interfaces with Criterion Systems Development's LoanVision!

May 30, 2002
MeridianLink breaks the technology barrier again with MCL Version 5!
Included in this hot new release are automatic printing, batch printing, more access restrictions, and new tools to help you effortlessly maintain a lean office and keep your customers happy. By combining our exceptional understanding of business’ needs with technology, MCL jumps even further ahead as the most versatile, stable, and powerful Web-based credit reporting system available.

December 30, 2001
MeridianLink streamlines ordering and processing of supplement requests on MCL!
With feedbacks from credit reporting agencies across the country, MeridianLink has redesigned and streamlined the ordering and pickup of supplement requests. With a few clicks of a mouse button, your customers can submit a supplement request without typing a single character. When your processors pick up the supplement requests in the Inbox, they can see that the supplement requests are organized and grouped by priorities, regions, branches, etc. This allows them to effectively recognize what need to be done without supervision.

December 12, 2001
MeridianLink's Agent Link now interfaces with FICS loan origination system!

November 28, 2001
MeridianLink introduces Ask API to MCL, instant online help!
Ask API puts you in touch with a live tech support person on the Web. Save on telephone bills and cut to the questions with Ask API!

November 14, 2001
MeridianLink adds flood products to Mortgage Credit Link!
Help reduce your customers' workflow inefficiency by consolidating their flood and credit needs into one location that doesn't have the hassle of a second login or separate billing. Using MeridianLink's proprietary Integrated Ordering (IO) technology, MeridianLink has integrated flood products seamlessly into MCL for consistent private labeling, ease of use, and efficiency.

October 31, 2001
MeridianLink's Agent Link interfaces with more LOS interfaces!
Agent Link, the first Web-based interface, now seamlessly interfaces with Eastern Software's Empowers, Integra, Mortgageware, Sound Software, and Mortgage Software Solution. By harnessing the power of the Web, Agent Link gives you inconceivable advantages over software-based interfaces!

September 27, 2001
MeridianLink's Agent Link interfaces with Contour 4.2!

September 07, 2001
MeridianLink adds more management reports to Mortgage Credit Link
Origination Report, Sales Trend Report, and Bureaus Pulled Report are some of the management reports that we have added to help you efficiently manage your company without all the manual labor that you used to perform.

August 12, 2001
MeridianLink integrates email capabilities into Mortgage Credit Link
Mortgage Credit Link has exceeded the competition in term of workflow efficiency. With integrated email capabilities, the MCL system has raised the bar when it comes to efficiency. At a click of a button, processors on the MCL system can now quickly and conveniently send out completed work notification or questions to their customers via email.

August 08, 2001
MeridianLink releases audit log for Mortgage Credit Link
Administrative users can now track down suspicious activities within the system by examining the activities audit log. This empowers MCL system users to quickly resolve issues and maintain the security of their system.

July 23, 2001
One bureau Fannie Mae prequal upgrade is now available with Mortgage Credit Link!

July 01, 2001
Derogatory letter and Credit Score Disclosure letter available with Mortgage Credit Link!
Within days of the new California Senate Bill 1607, MeridianLink adds the ability for users of the MCL system to print out Credit Score Disclosure letter free of charge. Users can also print out Derogatory letter and Consumer Copy of the credit report.

June 25, 2001
Mortgage Credit Link reduces accounting overhead costs with integrated credit card payment!
Your customers can now instantly pay for the credit report using a credit card. No longer will your accountant spend endless hours trying to keep track of which checks belong to which customers.

June 15, 2001
MeridianLink's Agent Link interfaces with Byte!
Mortgage Credit Link, the best kept secret in the industry now has a Web-based interface with Byte through Agent Link. Not only will your customers no longer have to manually input the liabilities, their wait time for the liabilities to import is significantly shorter than major competing systems.

May 28, 2001
Mortgage Credit Link is live with NCRA/CSD for Fannie Mae!
MeridianLink has partnered with the National Credit Reporting Association and Credit System Design to provide credit reporting agencies with a second source of access to Fannie Mae's Desktop Underwriting. With NCRA/CSD's Fannie Mae connectivity, Mortgage Credit Link's users are the first to experience the ability to unmerge Fannie Mae credit reports! In addition, credit reporting agencies needing the security of uninterrupted Fannie Mae access can choose to sign up with both NCRA/CSD and Trans Chicago.

May 14, 2001
Mortgage Credit Link interfaces with Trans Chicago for Freddie Mac!
As part of our continuing effort to be the leader in innovation and Internet technologies, MeridianLink has integrated the Mortgage Credit Link system with Trans Chicago for Freddie Mac's Loan Prospector. Credit reporting agencies on Mortgage Credit Link can now choose to differentiate themselves and increase their marketing potential by becoming a Freddie Mac approved partner.

April 15, 2001
MeridianLink releases the first fully Web-based Contour interface!
Agent Link is now equipped to transfer credit data between Contour and Mortgage Credit Link. While many software vendors claim to have an interface to Contour, Agent Link is the first to interface on the Web.

April 12, 2001
MeridianLink completes final testing with Trans Chicago for Fannie Mae!
MeridianLink now offers your customers the ability to order Fannie Mae-approved credit reports directly through the Mortgage Credit Link system. One of the many companies that MeridianLink is working with to provide Fannie Mae connectivity, Trans Chicago stated that the entire testing was completed, in their own words, "flawlessly".

April 01, 2001
MeridianLink adds interface for ePass!
Mortgage Credit Link is fully integrated with Ellie Mae's ePass. ePass is one of the many features of Mortgage Credit Link to add to your marketing arsenal. It is ready when you need it!

March 01, 2001
MeridianLink adds Pipeline Ordering to Mortgage Credit Link!
MeridianLink standard wait time for credit retrieval from the repositories is 50% shorter than the industry average! With the release of Pipeline Ordering, Mortgage Credit Link improves your customers' ordering efficiency by 100% over the traditional batch ordering. Why wait for someone to replicate Mortgage Credit Link when you can partner with MeridianLink and stay on the leading edge of innovation.

February 22, 2001
MeridianLink adds Activity Summary to Mortgage Credit Link.
Activity Summary is one of the many management reports that will help keep track of transactions activity in the Mortgage Credit Link system. Use it to data mine, use it to increase your profitability!

February 16, 2001
Mortgage Credit Link supports Experian's new risk score model, FICO Version 2!
MeridianLink keeps credit reselling agencies in touch with the latest changes in the industry. Partner with MeridianLink and be the first few CRAs to offer Experian new risk score model, FICO Version 2!

January 28, 2001
MeridianLink releases Internet API for Mortgage Credit Link!
Your customers can now integrate their custom Loan Originating System with Mortgage Credit Link via our exclusive Internet API.

January 27, 2001
Express Print added to Mortgage Credit Link for faster Web-based printing!
Express Print is the first Internet Print module for seamless printing of customized report over the Internet without the hassle of waiting for the credit report to load up.

January 17, 2001
Trade Ex added to Mortgage Credit Link for batch editing!
Improve your processing efficiency by at least 20%! Quickly edit trades on a credit report using the Trade Ex interface to reduce processing time.

January 09, 2001
MeridianLink released Instant Unmerge for Mortgage Credit Link version 3.7!
Mortgage Credit Link redefines unmerging! Let your customers instantly view the credit report they want! Instant Unmerge removes any number of bureaus, borrower, or co-borrower from a report without waiting or hassling you. Whether it is a one bureau, two bureaus, three bureaus, borrower only, spouse only, or joint report, the choice is at their fingertips.

December 27, 2000
MeridianLink's Agent Link now features Genesis2000(R) LOS interface!
Enhanced version of MeridianLink's Agent Link now offers integration with Genesis 2000 loan origination software. Provide a seamless interface to the Mortgage Credit Link system for all your customers' credit reporting needs!

December 12, 2000
MeridianLink's Mortgage Credit Link adds verification form generator!
Quickly and easily create verification forms to help speed the verification process! Verification of loan, employment, residence and collections can now be automatically generated by the MCL system. The MCL Form Generator integrates with our creditor database and provides an easy-to-use solution for credit processing!

December 10, 2000
Quickbooks export function available for Mortgage Credit Link!
MeridianLink simplifies your accounting tasks with a new Quickbooks(R) export function. Maintain and update your accounting files without disrupting your current billing and invoicing procedures.

November 20, 2000
MeridianLink released Mortgage Credit Link Version 3.6
Mortgage Credit Link Version 3.6 unveils new creditor directory feature! Conveniently contact creditors from a database of over 100,000 banks, lenders and other institutions. Another example of how MeridianLink brings you the very best in on-line credit reporting services!

November 17, 2000
MeridianLink launched new website.

November 07, 2000
MeridianLink released Mortgage Credit Link Version 3.5.001
Mortgage Credit Link Version 3.5.001 offers new features and more efficient layout! Check out the newest version of the Mortgage Credit Link system as we continue to bring you the functions and features that you ask for! New layout is even easier to use than before, helping you to attract more clients and train them in less time!

October 27, 2000
Calyx Point interface available for Mortgage Credit Link
MeridianLink's AGENT LINK is the first Internet connection-based LOS module for lenders needing seamless credit data integration with Calyx POINT software.

September 01, 2000
MeridianLink released Mortgage Credit Link Version 2.5
MeridianLink's MCL supports complete credit report form customization with the ability to print to any desktop printer.

August 01, 2000
MeridianLink released Mortgage Credit Link Version 2.0

April 01, 2000
MeridianLink released Mortgage Credit Link Version 1.0