Q: What method of communication does CreditAPI support?
A: CreditAPI supports both asynchronous and synchronous communication via HTTPS post. We recommend asynchronous communication as it doesn't tie up your system's resources.
Q: What is the recommended data format?
A: This depends on your business needs, and we will work with you to recommend the best fit for your system. However, most CreditAPI clients use XML. This way computers can quickly process the data and PDF for the report formatting so you can easily interpret the results.
Q: Should we enable additional security measures supported by CreditAPI?
A: Yes. CreditAPI highly recommends you enable IP restriction to limit your credential from being used at a different location. This is invaluable protection that blocks access to your account in the event that your credential is compromised and someone may try to use it elsewhere.
Q: Should we store credit data in our system?
A: It is recommended that you do not store credit reports in your system to minimize liability in the event of a security breach. CreditAPI offers the ability to retrieve previously ordered credit reports using a reference number. This, in conjunction with the IP restriction feature, allows you to save disk space and minimize damages if your servers were ever compromised or stolen.