Q: What are the technical requirements for CreditAPI?
A: CreditAPI is a web-based interface that is compatible with any client-side environment. The only technical requirement is the ability to post requests via HTTPS with 128-bit SSL encryption.

Q: What’s the typical response time?
A: Two to three seconds for one credit bureau report. Eleven seconds for a merged credit report based on data from all three bureaus.

Q: What’s the availability of CreditAPI?
A: CreditAPI is available 24/7.

Q: What data formats are supported?
A: CreditAPI supports the following common format: HTML, MISMO, PDF, TEXT, XML, X12.